8914 Holbert Cove Rd, Saluda, NC 28773 Property Records

Polk County property record for 8914 Holbert Cove Rd, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1982
Lot Size	13.5 acres (589,802 sqft)
Owner	Individual Name on File
Tax Bill	$850 (2026)
Flood Zone	Zone X (minimal risk)
APN	`P44-25`

Property Details

APN / Parcel Number

Primary APN	`P44-25`
Alternative APN	`12206`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	589,802 sqft (13.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	12206
Street Address	8914 HOLBERT COVE RD
City	SALUDA
State	NC
Zip	28773-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	P44, P44 MAP P44
Legal Subdivision	MAP P44
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2004
Census Tract	920201

Owner

8914 Holbert Cove Rd is owned and occupied by an individual who acquired it in November 1980.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8914 HOLBERT COVE RD, SALUDA, NC 28773-9543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 1980
Deed Sale	Nov 18, 1980
Deed Book / Page	176 / 307
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 8914 Holbert Cove Rd was $850.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$850.00	$166,581 (-) Land $125,320 Building $41,261	$166,581 (-) Land $125,320 Building $41,261
2025	$850.00	$166,581 Land $125,320 Building $41,261	$166,581 Land $125,320 Building $41,261
2023	$1,110.00	$173,618 Land $90,240 Building $83,378
2021			$173,618 Land $90,240 Building $83,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8914 Holbert Cove Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8914 Holbert Cove Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20