Shelby County property record for 8914 CD Smith Rd, Germantown, TN 38138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,832 sqft · built 1991 |
| Lot Size | 0.425 acres (18,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $623,500 (Oct 2023) |
| Tax Bill | $3,733 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G0-231A-B0-0029 |
| Primary APN | G0-231A-B0-0029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,832 sqft Living Area |
| Gross Area | 5,338 sqft |
| 1st Floor Area | 2,477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,505 sqft (0.425 acres) |
| Lot Dimensions | 165 ft deep x 147 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 8914 CD SMITH RD |
|---|---|
| City | GERMANTOWN |
| State | TN |
| Zip | 38138-8223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WS C D SMITH RD |
| Legal Subdivision | PHASE 1 CEDAR LAKE |
| Legal Lot Number | 7 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21341 |
8914 CD Smith Rd is owned and occupied by an individual who bought it in October 2023.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8914 CD SMITH RD, GERMANTOWN, TN 38138-8223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK3 |
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on File |
| Deed Sale | Oct 4, 2023 · Amount on File |
| Prior Sale | Oct 14, 2021 · Amount on File |
| Deed Document Number | 202384123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 4, 2023 |
| Property Address | 8914 CD SMITH RD, GERMANTOWN, TN 38138-8223 |
| Document Number | 0023084123 |
| Map Reference | MB 129 PG 18 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 23084123 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,306.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8914 CD SMITH RD, GERMANTOWN, TN 38138-8223 |
| Document Number | 0023084124 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 23084124 |
| Name | BANK3 |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 14, 2021 |
| Property Address | 8914 CD SMITH RD, GERMANTOWN, TN 38138-8223 |
| Document Number | 0021129586 |
| Map Reference | MB 129 PG 18 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 21129586 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8914 CD SMITH RD, GERMANTOWN, TN 38138-8223 |
| Document Number | 0021129587 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 21129587 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 8914 CD Smith Rd was $3,733.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Germantown City |
| Unified School District | Germantown Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,733.00 | $138,775 Land $28,000 Building $110,775 | $555,100 Land $112,000 Building $443,100 |
| 2023 | $99,175 Land $15,175 Building $84,000 | ||
| 2022 | $5,021.00 | ||
| 2021 | $396,700 Land $60,700 Building $336,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8914 CD Smith Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2019–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8914 CD Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Copper | 1.5 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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