DeSoto County property record for 8912 Shallow Creek Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,628 sqft · built 2007 |
| Lot Size | 0.697 acres (30,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Apr 2019) |
| Tax Bill | $2,965 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-5-21-05-0-00045-00 |
| Primary APN | 2-06-5-21-05-0-00045-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,628 sqft Adjusted Area |
| 1st Floor Area | 2,030 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 30,383 sqft (0.697 acres) |
| Lot Dimensions | 230 ft deep x 39 ft wide |
| Pool Area | 768 sqft |
| Patio Area | 766 sqft |
| Street Address | 8912 SHALLOW CREEK DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | CREEKSIDE ESTATES LOT 45 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 45 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 70722 |
8912 Shallow Creek Dr is owned and occupied by two individuals who bought it in April 2019.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8912 SHALLOW CREEK DR, OLIVE BRANCH, MS 38654-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH FINANCIAL CU |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Apr 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on File |
| Deed Sale | Apr 16, 2019 · Amount on File |
| Prior Sale | Dec 19, 2011 · Amount on File |
| Deed Book / Page | 885 / 496 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8912 SHALLOW CREEK DR, OLIVE BRANCH, MS 38654-4902 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20170907010256710 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 20170907010256710 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8912 SHALLOW CREEK DR, OLIVE BRANCH, MS 38654-4902 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | EDCO TITLE |
| Name | Verified Name |
|---|
| Document Number | 004467/325 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 4467/325 |
| Instrument | T04467-00325 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8912 SHALLOW CREEK DR, OLIVE BRANCH, MS 38654-4902 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8912 SHALLOW CREEK DR, OLIVE BRANCH, MS 38654-4902 |
| Document Number | 0005536/32 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 5536/32 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 16, 2019 |
| Property Address | 8912 SHALLOW CREEK DR, OLIVE BRANCH, MS 38654-4902 |
| Document Number | 000885/496 |
| Book / Page | 0885 / 496 |
| Map Reference | MB 96 PG 26-28 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4159 FIELDSTONE LOOP, 4159, OXFORD, MS 38655-3463 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8912 SHALLOW CREEK DR, OLIVE BRANCH, MS 38654-4902 |
| Investor | Possibly a Property Investor |
| Document Number | 0004710047 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 4710/047 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 8912 Shallow Creek Dr was $2,965.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965.00 | $39,107 Land $5,000 Building $34,107 | $391,067 Land $50,000 Building $341,067 |
| 2023 | $2,549.00 | $28,216 (-) | $282,162 (-) Land $50,000 Building $232,162 |
| 2022 | $2,549.00 | $28,216 Land $5,000 Building $23,216 | $282,162 Land $50,000 Building $232,162 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8912 Shallow Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8912 Shallow Creek Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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