8912 Gentry Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 8912 Gentry Rd, Concord, NC 28027

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,550 sqft · built 1992
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Feb 2004)
Tax Bill	$2,832 (2023)
Deeds & Mortgages	Jan 2017 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03005A0075.000000`

Property Details

APN / Parcel Number

Primary APN	`03005A0075.000000`
Alternative APNs	`4683 56 6735` `29189`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	5,538 sqft
1st Floor Area	1,545 sqft
Upper Floors Area	645 sqft
Basement Area	915 sqft
Unfinished Basement	915 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	67,954 sqft (1.56 acres)
Lot Dimensions	170 ft deep x 400 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	520 sqft
Porch	Patio
Porch Area	375 sqft
Deck Area	198 sqft
Patio Area	900 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	29189
Street Address	8912 GENTRY RD
City	CONCORD
State	NC
Zip	28027-8205
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LOT 25 CEDAR BROOK ACRES SEC 1 MP17-54
Legal Subdivision	CEDARBROOK ACRES
Legal Lot Number	25
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2021
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8912 GENTRY RD, CONCORD, NC 28027-8205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Dec 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2004 · Amount on Record
Deed Sale	Feb 9, 2004 · Amount on Record
Prior Sale	Dec 15, 1997 · Amount on Record
Deed Book / Page	5132 / 48
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8912 GENTRY RD, CONCORD, NC 28027-8205
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012307205
Date	Jan 4, 2017
Book Page	12307/0205
Instrument	12307-0205

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8912 GENTRY RD, CONCORD, NC 28027-8205
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8912 GENTRY RD, CONCORD, NC 28027-8205

Mortgage

Document Number	0015750333
Date	Dec 28, 2021
Book Page	15750/333

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	161 Months
Due	May 19, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8912 GENTRY RD, CONCORD, NC 28027-8205
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001558951
Date	Oct 20, 2021
Book Page	15589/51

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,110 (+47.84%) Land $105,660 Building $412,450
2024			$518,110 (+47.84%) Land $105,660 Building $412,450
2023	$2,832.00	$350,450 Land $83,900 Building $266,550	$350,450 Land $83,900 Building $266,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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