8912 del Rio Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8912 del Rio Cir, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,577 sqft · built 2000
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Dec 2019)
Tax Bill	$9,003 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-16-173`

Property Details

APN / Parcel Number

Primary APN	`790-16-173`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,577 sqft Living Area
1st Floor Area	781 sqft
2nd Floor Area	796 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	8912 DEL RIO CIR
City	GILROY
State	CA
Zip	95020-7290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9184 LOT 33
Legal Subdivision	9184 SANTA FE
Legal Tract	9184
Legal Lot Number	33
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1005
Census Tract	512514

Owner

8912 del Rio Cir is owned by two individuals who acquired it in May 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8264, SAN JOSE, CA 95155-8264
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 19, 2021	Intrafamily Transfer, Transfer
Dec 2, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage STAR ONE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	May 8, 2015 · Amount on File
Deed Document Number	201924344895
Last Transfer Date	May 12, 2021
Transfer Doc	0024966331
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8912 DEL RIO CIR, GILROY, CA 95020-7290
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8264, SAN JOSE, CA 95155-8264

Mortgage

Document Number	0025028127
Date	Jul 14, 2021
Instrument	25028127

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 19, 2021
Property Address	8912 DEL RIO CIR, GILROY, CA 95020-7290
Document Number	0024966331
Map Reference	MB 719 PG 18-21
Instrument Date	May 12, 2021
Instrument	24966331
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 8264, SAN JOSE, CA 95155-8264

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 2, 2019
Property Address	8912 DEL RIO CIR, GILROY, CA 95020-7290
Document Number	0024344895
Map Reference	MB 719 PG 18-21
Instrument Date	Nov 22, 2019
Instrument	24344895
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	539 SUISSE DR, SAN JOSE, CA 95123-4856

Mortgage

Document Number	0024344896
Date	Dec 2, 2019
Instrument	24344896

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 18, 2017
Property Address	8912 DEL RIO CIR, GILROY, CA 95020-7290
Document Number	0023732551
Map Reference	MAP719 PG18-21
Instrument Date	Aug 9, 2017
Instrument	23732551
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8912 DEL RIO CIR, GILROY, CA 95020-7290

Mortgage

Document Number	0023732552
Date	Aug 18, 2017
Instrument	23732552

Lender

Name	STAR ONE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8912 del Rio Cir was $9,003, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,815 (+2%) Land $259,579 Building $482,236
2025	$9,003.00 (+1.59%)	$727,271 Land $254,490 Building $472,781
2024	$8,862.00 (+0.59%)
2023	$8,810.00 (+1.66%)	$699,031 Land $244,608 Building $454,423
2022	$8,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8912 del Rio Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8912 del Rio Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

Nearby Properties on del Rio Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures