8912 Coldwater Dr, Powell, OH 43065 Property Records

Delaware County property record for 8912 Coldwater Dr, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,036 sqft · built 2013
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2023)
Tax Bill	$12,287 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`319-314-05-005-000`

Property Details

APN / Parcel Number

Primary APN	`319-314-05-005-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,036 sqft Living Area
Gross Area	5,206 sqft
1st Floor Area	1,436 sqft
Upper Floors Area	1,600 sqft
Basement Area	1,424 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	13,809 sqft (0.317 acres)
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	134 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	8912 COLDWATER DR
City	POWELL
State	OH
Zip	43065-7096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2625 GOLF VILLAGE SEC2 PHB
Legal Subdivision	GOLF VILLAGE
Legal Lot Number	2625
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1009
Census Tract	11900

Owner

8912 Coldwater Dr is owned by two individuals who bought it in May 2023.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 6577, CAROL STREAM, IL 60197-6577
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Survivorship Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2017	Deed of Trust, Mortgage · ARM EQUITABLE MORTGAGE
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/CTRL OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	May 6, 2014 · Amount on File
Deed Document Number	202310460
Deed Book / Page	2033 / 289
Record Updated	Oct 29, 2026

May 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	May 23, 2023
Property Address	8912 COLDWATER DR, POWELL, OH 43065-7096
Document Number	0000010460
Book / Page	2033 / 289
Map Reference	CAB 3 SL 409,409A&B
Instrument Date	May 18, 2023
Instrument	202300010460
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	NOT AVAILABLE, TITLEONE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 6577, CAROL STREAM, IL 60197-6577

Mortgage

Document Number	0000010461
Date	May 23, 2023
Instrument	202300010461

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	8912 COLDWATER DR, POWELL, OH 43065-7096
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	EXPEDIENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031041
Date	Oct 30, 2017
Instrument	2017-00031041

Lender

Name	EQUITABLE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	LIBOR

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	8912 COLDWATER DR, POWELL, OH 43065-7096
Document Number	0000021382
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8912 COLDWATER DR POWELL OH 430657096, POWELL, OH 43065-7096

Mortgage

Document Number	0000021382
Date	Aug 10, 2018
Book Page	001588/000825
Instrument	21382

Lender

Name	FIFTH THIRD BK/CTRL OH
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8912 Coldwater Dr was $12,287, down 5.3% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Municipality	Powell City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,287.00 (-5.32%)	$207,170 (-) Land $43,580 Building $163,590	$591,900 Land $124,500 Building $467,400
2024	$12,978.00 (-0.32%) Homeowner's exemption	$207,170 (-) Land $43,580 Building $163,590
2023	$13,020.00 Homeowner's exemption	$207,170 Land $43,580 Building $163,590	$591,900 Land $124,500 Building $467,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8912 Coldwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8912 Coldwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Bresco Broadband.

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