89100 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 89100 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 956 sqft · built 1980
Lot Size	7.75 acres (337,867 sqft)
Owner	2 Trust Names on Record
Last Sale	$75,000 (Jan 2015)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Sep 2010 Construction Loan Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1510-03-060`

Property Details

APN / Parcel Number

Primary APN	`2097-1510-03-060`
Alternative APN	`601754`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1984
Architectural Style	High Rise
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	337,867 sqft
Terrain	Gentle Slope
View / Lot	Average

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	89100 RYAN GULCH RD, AA-205
City	SILVERTHORNE
State	CO
Zip	80498-5254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-25
Legal Description	UNIT 205 BLDG AA BUFFALO RIDGE/VILLAGE CONDO
Legal Subdivision	BUFFALO RIDGE/VILLAGE CONDO
Legal Block	AA
Legal Lot Number	205
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2008
Census Tract	101

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3740 TWISTED OAK CIR, COLORADO SPRINGS, CO 80904-4726
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2010	Deed of Trust, Mortgage · Construction Mortgage BANK OF CHOICE
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 11, 2015	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Sep 23, 2020	Intrafamily Transfer, Transfer
Aug 31, 2009	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2015 · Amount on Record
Deed Sale	Jan 27, 2015 · Amount on Record
Prior Sale	Mar 14, 2012 · Amount on Record
Deed Document Number	20151075011
Prior Transfer Date	Oct 18, 2013
Prior Transfer Doc	0001040017
Record Updated	Oct 29, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	89100 RYAN GULCH RD, SILVERTHORNE, CO 80498-5254
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000947772
Date	Sep 30, 2010
Instrument	947772

Lender

Name	BANK OF CHOICE
Address	CONIFER, CO 80433

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	89100 RYAN GULCH RD, SILVERTHORNE, CO 80498-5254
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001253752
Date	Mar 24, 2021
Instrument	1253752

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	89100 RYAN GULCH RD, SILVERTHORNE, CO 80498-5254
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001077805
Date	Mar 11, 2015
Instrument	1077805

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2035

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Sep 23, 2020
Property Address	89100 RYAN GULCH RD, SILVERTHORNE, CO 80498-5254
Document Number	0001235806
Instrument Date	Sep 10, 2020
Instrument	1235806
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3740 TWISTED OAK CIR, COLORADO SPRINGS, CO 80904-4726

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 31, 2009
Property Address	89100 RYAN GULCH RD, SILVERTHORNE, CO 80498-5254
Document Number	0000921560
Map Reference	DOC234328
Instrument Date	Aug 31, 2009
Instrument	921560
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3274 STURBRIDGE DR, HIGHLANDS RANCH, CO 80129-1535

Mortgage

Document Number	0000921561
Date	Aug 31, 2009
Instrument	921561

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,186.00 (-13.53%)	$33,735 (-10.96%) Building $33,735	$496,100 (-12.27%) Building $496,100
2024	$2,528.00 (+1%)	$37,889 (-)
2023	$2,503.00 (+22.94%)	$37,889 (+34.24%)	$565,500 (+39.25%) Building $565,500
2022	$2,036.00	$28,224	$406,100 Building $406,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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