8910 Pine Tree Dr, Lakeland, FL 33809 Property Records

Polk County property record for 8910 Pine Tree Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1982
Lot Size	0.909 acres (39,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Apr 2019)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-05-000000-023320`

Property Details

APN / Parcel Number

Primary APN	`24-27-05-000000-023320`
Alternative APNs	`052724000000023320` `52724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	39,587 sqft (0.909 acres)
Lot Dimensions	300 ft deep x 132 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Unfinished Open Porch
Porch Area	52 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8910 PINE TREE DR
City	LAKELAND
State	FL
Zip	33809-1669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	S 132 FT OF N 828 FT OF W 330 FT OF S 2310 FT OF SE1/4 LESS 30 FT FOR RD R/W BEING LOT 19 OF UNRE PINEGLEN
Legal Range	24E
Legal Township	27S
Legal Section	05
Legal Subdivision	BEVERLY HILLS ESTATES
Legal Tract	000000
Legal Block	1
Legal Lot Number	19
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1000
Census Tract	12303

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8910 PINE TREE DR, LAKELAND, FL 33809-1669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 15, 2019	Correction Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage LANDMARK MORTGAGE & ASSOCIATES INC
Feb 22, 2019	Grant Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	201974408
Deed Book / Page	10808 / 472
Prior Transfer Date	Jun 18, 2004
Prior Transfer Doc	0000153202
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8910 PINE TREE DR, LAKELAND, FL 33809-1669
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8910 PINE TREE DR, LAKELAND, FL 33809-1669

Mortgage

Document Number	0000109297
Date	Apr 22, 2022
Book Page	12220/1432
Instrument	2022109297

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2019
Property Address	8910 PINE TREE DR, LAKELAND, FL 33809-1669
Document Number	0109070599
Book / Page	010907 / 000599
Instrument Date	Mar 22, 2019
Instrument	147070
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$8.67
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8910 PINE TREE DR LAKELAND FL 338091669, LAKELAND, FL 33809-1669

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2019
Property Address	8910 PINE TREE DR, LAKELAND, FL 33809-1669
Document Number	0108080472
Book / Page	010808 / 000472
Instrument Date	Mar 22, 2019
Instrument	74408
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8910 PINE TREE DR LAKELAND FL 338091669, LAKELAND, FL 33809-1669

Mortgage

Document Number	108080474
Date	Apr 11, 2019
Book Page	010808/000474
Instrument	74409

Lender

Name	LANDMARK MORTGAGE & ASSOCIATES INC
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 22, 2019
Property Address	8910 PINE TREE DR, LAKELAND, FL 33809-1669
Document Number	0107580667
Book / Page	010758 / 000667
Instrument Date	Feb 21, 2019
Instrument	36486
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$899.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5337 N SOCRUM LOOP RD #188 LAKELAND FL 338094256, 188, LAKELAND, FL 33809-4256

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,373.00 (-13.91%)	$260,944 (-12.38%) Land $37,310 Building $223,634	$260,944 (-12.38%) Land $37,310 Building $223,634
2023	$3,918.00 (+10.24%)	$297,825 (+14.82%) Land $36,400 Building $261,425	$297,825 (+14.82%) Land $36,400 Building $261,425
2022	$3,554.00	$259,382 Land $24,024 Building $235,358	$259,382 Land $24,024 Building $235,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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