8910 N Oak St, Spokane, WA 99208 Property Records

Spokane County property record for 8910 N Oak St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,540 sqft · built 2006
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Sep 2025)
Tax Bill	$4,095 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26241.1112`

Property Details

APN / Parcel Number

Primary APN	`26241.1112`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,040 sqft
Basement Area	532 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	42 sqft
Patio Area	42 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8910 N OAK ST
City	SPOKANE
State	WA
Zip	99208-5084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CIMARRON ADDITION PUD LT 12 BLK 6 (AFN#5159585)
Legal Range	42E
Legal Township	26N
Legal Section	24
Legal Subdivision	CIMARRON ADDITION
Legal Block	6
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8910 N OAK ST, SPOKANE, WA 99208-5084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage INTERCAP LENDING
Sep 25, 2025	Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING
Oct 23, 2020	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	20257443108
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8910 N OAK ST, SPOKANE, WA 99208-5084
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 W TIETON AVE, SPOKANE, WA 99208-5083

Mortgage

Document Number	0007450085
Date	Oct 29, 2025
Instrument	7450085

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2025
Property Address	8910 N OAK ST, SPOKANE, WA 99208-5084
Document Number	0007443108
Map Reference	VOL 30 PG 69-71
Instrument Date	Sep 22, 2025
Instrument	7443108
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8910 N OAK ST, SPOKANE, WA 99208-5084

Mortgage

Document Number	0007443109
Date	Sep 25, 2025
Instrument	7443109

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 23, 2020
Property Address	8910 N OAK ST, SPOKANE, WA 99208-5084
Document Number	0006985688
Map Reference	VOL 30 PG 69
Instrument Date	Oct 22, 2020
Instrument	6985688
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 W 4TH AVE STE 408, 408, SPOKANE, WA 99201-7258

Mortgage

Document Number	0006985689
Date	Oct 23, 2020
Instrument	6985689

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,095.00 (+6.64%)	$380,000 (-6.08%) Land $125,000 Building $255,000	$380,000 (-6.08%) Land $125,000 Building $255,000
2025	$3,840.00 (+7.02%)	$404,600 (+3.85%) Land $92,000 Building $312,600	$404,600 (+3.85%) Land $92,000 Building $312,600
2024	$3,588.00 (+2.66%)	$389,600 (+29.52%) Land $92,000 Building $297,600	$389,600 (+29.52%) Land $92,000 Building $297,600
2023	$3,495.00 (+8.04%)	$300,800 Land $50,000 Building $250,800	$300,800 Land $50,000 Building $250,800
2022	$3,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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