8910 Cook Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 8910 Cook Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,578 sqft · built 1972
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Feb 2026)
Tax Bill	$4,587 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`33545`

Property Details

APN / Parcel Number

Primary APN	`33545`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Garage Area	484 sqft
Porch	Slab
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8910 COOK DR
City	HAYES
State	VA
Zip	23072-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	YORK RIVER FARMS SEC II LOT 7 YORK RIVER
Legal Subdivision	PLAT: PB5 80
Legal Lot Number	7
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1078
Census Tract	100500

Owner

8910 Cook Dr is owned and occupied by an individual who bought it in February 2026.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8910 COOK DR, HAYES, VA 23072-3863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Feb 17, 2026	Deed, Transfer · Conventional Mortgage LANGLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Deed Document Number	2026677
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0000006900
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8910 COOK DR, HAYES, VA 23072-3863
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	1ST VIRGINIA TITLE & ESCR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001173
Date	Mar 23, 2018
Instrument	180001173

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Fixed Rate

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 17, 2026
Property Address	8910 COOK DR, HAYES, VA 23072-3863
Document Number	0260000677
Map Reference	MB 5 PG 80
Instrument Date	Feb 11, 2026
Instrument	260000677
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8910 COOK DR, HAYES, VA 23072-3863

Mortgage

Document Number	0260000678
Date	Feb 17, 2026
Instrument	260000678

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 8910 Cook Dr was $4,587, up 11.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,587.00 (+11.33%)	$773,500 (+17.14%) Land $372,890 Building $400,610	$773,500 (+17.14%) Land $372,890 Building $400,610
2025	$4,120.00 (+5.24%)	$660,340 (-) Land $304,110 Building $356,230	$660,340 (-) Land $304,110 Building $356,230
2024	$3,915.00	$660,340 (-) Land $304,110 Building $356,230	$660,340 (-) Land $304,110 Building $356,230
2023	$3,915.00 (+9.79%)	$660,340 (+36.07%) Land $304,110 Building $356,230	$660,340 (+36.07%) Land $304,110 Building $356,230
2022	$3,566.00	$485,280 Land $239,100 Building $246,180	$485,280 Land $239,100 Building $246,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8910 Cook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8910 Cook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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