891 White Rd, Chesterfield, MO 63017 Property Records

St. Louis County property record for 891 White Rd, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,284 sqft · built 1989
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,221 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18R-54-0791`

Property Details

APN / Parcel Number

Primary APN	`18R-54-0791`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,284 sqft Living Area
Gross Area	5,486 sqft
1st Floor Area	1,858 sqft
Basement Area	462 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	105 ft deep x 105 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Frame Porch
Porch Area	103 sqft
Patio Area	288 sqft
Balcony Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	891 WHITE RD
City	CHESTERFIELD
State	MO
Zip	63017-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	MEAGANS ACRES & WHITREE PLAT TWO LOT PTS 53 & 54 LOT 3
Legal Subdivision	MEAGANS ACRES
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1007
Census Tract	215235

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	891 WHITE RD, CHESTERFIELD, MO 63017-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 17, 2019	Deed of Trust, Mortgage GERSHMAN MTG
Mar 29, 2019	Deed of Trust, Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2015
Deed Sale	Apr 3, 2015
Prior Sale	Sep 17, 2012 · Amount on Record
Deed Document Number	2015701
Deed Book / Page	21450 / 3061
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	891 WHITE RD, CHESTERFIELD, MO 63017-2321
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 WHITE RD, CHESTERFIELD, MO 63017-2321

Mortgage

Document Number	0250583504
Date	Aug 17, 2021
Book Page	25058/3504
Instrument	2021081700529

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	891 WHITE RD, CHESTERFIELD, MO 63017-2321
Document Number	0237642668
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	891 WHITE RD CHESTERFIELD MO 630172321, CHESTERFIELD, MO 63017-2321

Mortgage

Document Number	0237642668
Date	Oct 29, 2019
Book Page	023764/002668
Instrument	440

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2039

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	891 WHITE RD, CHESTERFIELD, MO 63017-2321
Document Number	0234683471
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	891 WHITE RD CHESTERFIELD MO 630172321, CHESTERFIELD, MO 63017-2321

Mortgage

Document Number	0234683471
Date	Apr 4, 2019
Book Page	023468/003471
Instrument	589

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2039

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,740 (-) Land $45,940 Building $85,800	$693,400 (-) Land $241,800 Building $451,600
2025	$8,221.00 (-5.45%)	$131,740 (-) Land $45,940 Building $85,800	$693,400 (-) Land $241,800 Building $451,600
2024	$8,695.00 (+4.26%)
2023	$8,340.00 (+2.95%)	$131,740 (+12.72%) Land $18,370 Building $113,370	$693,400 (+12.73%) Land $96,700 Building $596,700
2022	$8,101.00	$116,870 Land $22,060 Building $94,810
2021			$615,100 Land $116,100 Building $499,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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