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891 Sam St, Lugoff, SC 29078 Property Records

Kershaw County property record for 891 Sam St, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,096 sqft · built 2024
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$309 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2023 Transfer
Flood ZoneZone X (minimal risk)
APN296-00-00-211

Property Details

APN / Parcel Number

Primary APN296-00-00-211
Alternative APN
  • 2769

Interior

Stories1 Story
Building Area2,096 sqft Gross Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number2769
Street Address891 SAM ST
CityLUGOFF
StateSC
Zip29078-9211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:277F MAP REF:BK D163 PG 8A
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2018
Census Tract970402

Owner

Source: Kershaw County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address875 SAM ST, LUGOFF, SC 29078-9211
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jun 19, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 19, 2023
Transfer Doc0020235200
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Recording DateMay 21, 2026
Property Address891 SAM ST, LUGOFF, SC 29078-9211
Document Number0000004822
Book / Page5595 / 138
Instrument DateMay 17, 2026
Instrument20264822
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address891 SAM ST, LUGOFF, SC 29078-9211

Mortgage

Document Number0000004822,
DateMay 21, 2026
Book Page5595/138
Instrument20264822
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKERSHAW SC
Recording DateJun 19, 2023
Property Address891 SAM ST, LUGOFF, SC 29078-9211
Document Number0020235200
Book / Page4965 / 1
Map ReferenceMB D163 PG 8A
Instrument DateJun 19, 2023
Instrument2023-5200
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address875 SAM ST, LUGOFF, SC 29078-9211

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$309.00$262,500 Land $20,000 Building $242,500$262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 43% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable		500 / 50
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		25 / 3
AT&T
DSL		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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