891 Ridgeway Ave, Rochester, NY 14615 Property Records

Monroe County and Rochester City property record for 891 Ridgeway Ave, Rochester, NY 14615

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,070 sqft · built 1917
Lot Size0.141 acres (6,142 sqft)
Owner2 Individual Names on Record
Last Sale$207,000 (Nov 2025)
Tax Bill$857 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Dec 2023 Sale
Flood ZoneZone X (minimal risk)
APN019055-00.0

Property Details

APN / Parcel Number

Primary APN019055-00.0
Alternative APNs
  • 140009047000010060000000
  • 261400 090.47-1-6

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,070 sqft Living Area
1st Floor Area545 sqft
2nd Floor Area525 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions119 ft deep x 51.5 ft wide
Garage TypeDetached
Garage Area190 sqft
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number019055-00.0
Street Address891 RIDGEWAY AVE
CityROCHESTER
StateNY
Zip14615-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0018.00 318 10 00000 PT 1 L E HARTMANNS SUB
Legal Block1
Legal Lot Number6.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group5
Census Block5003
Census Tract1800

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address955 AVENUE D, ROCHESTER, NY 14621-4803
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Warranty Deed, Transfer · Conventional Mortgage
FIVE STAR BANK
Dec 15, 2023Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2025 · Amount on Record
Deed SaleNov 6, 2025 · Amount on Record
Prior SaleDec 15, 2023 · Amount on Record
Deed Document Number20253352286
Deed Book / Page13143 / 347
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateNov 6, 2025
Property Address891 RIDGEWAY AVE, ROCHESTER, NY 14615-3817
Document Number202503352286
Book / Page13143 / 347
Map ReferenceMB 30 PG 1
Instrument DateNov 4, 2025
Instrument202503352286
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyABA ABSTRACT COMPANY, ABAR ABSTRACT CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$828.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1092 PLYMOUTH AVE S, ROCHESTER, NY 14608-2941

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address955 AVENUE D, ROCHESTER, NY 14621-4803

Mortgage

Document Number202503352287
DateNov 6, 2025
Instrument202503352287
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

December 2023: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionMONROE NY
Recording DateDec 15, 2023
Property Address891 RIDGEWAY AVE, ROCHESTER, NY 14615-3817
Document Number0000000668
Book / Page12902 / 216
Map ReferenceMB 30 PG 1
Instrument DateDec 2, 2023
Instrument202312150668
Transaction TypeTransfer
Record UpdatedJan 29, 2024

Transaction

AmountAmount Recorded
Tax$330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 LINDEN ST # OAKS3RD, OAKS3RD, ROCHESTER, NY 14620-2327

Transferred To (Grantee/Buyer)

NameVerified Name
Address1092 PLYMOUTH AVE S, ROCHESTER, NY 14608-2941

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$857.00 (-5.51%)
2025$907.00 (-9.66%)$107,300 (-) Land $13,400 Building $93,900$107,300 (-) Land $13,400 Building $93,900
2024$1,004.00$107,300 (+58.96%) Land $13,400 Building $93,900$107,300 (+31.94%) Land $13,400 Building $93,900
2023$67,500 Land $6,300 Building $61,200$81,325 Land $7,590 Building $73,735

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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