891 Ridgeway Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 891 Ridgeway Ave, Cincinnati, OH 45229

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,418 sqft · built 1925
Lot Size	0.065 acres (2,831 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2023)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060-0003-0037-00`

Property Details

APN / Parcel Number

Primary APN	`060-0003-0037-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	868 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	2,831 sqft (0.065 acres)
Lot Dimensions	80 ft deep x 115 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	891 RIDGEWAY AVE
City	CINCINNATI
State	OH
Zip	45229-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	891 RIDGEWAY AVE 35 X 80 PT LOT 18-19 WALNUT HILLSSYND SUB
Legal Subdivision	WALNUT HILLSSYND SUB
Legal Lot Number	18-19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3003
Census Tract	27000

Owner

Source: Hamilton County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	891 RIDGEWAY AVE, CINCINNATI, OH 45229-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Nov 16, 2022	Warranty Deed, Transfer · Commercial Mortgage ARBOR REALTY SR INC
Mar 22, 2022	Warranty Deed, Transfer
Apr 12, 2021	Sheriff's Deed, Foreclosure
Nov 27, 2019	Loan Modification, Mortgage · Conventional Mortgage RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	202338690
Deed Book / Page	14932 / 1850
Prior Transfer Date	Mar 30, 2021
Prior Transfer Doc	0000045442
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 7, 2023
Property Address	891 RIDGEWAY AVE, CINCINNATI, OH 45229-3220
Document Number	0000038690
Book / Page	14932 / 1850
Map Reference	MB 6 PG 148
Instrument Date	Jun 2, 2023
Instrument	2023-0038690
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	891 RIDGEWAY AVE, CINCINNATI, OH 45229-3220

Mortgage

Document Number	0000038691
Date	Jun 7, 2023
Instrument	2023-0038691

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 16, 2022
Property Address	891 RIDGEWAY AVE, CINCINNATI, OH 45229-3220
Document Number	0000106345
Book / Page	14795 / 1096
Instrument Date	Sep 20, 2022
Instrument	2022-0106345
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 DOVE STREET #100100, 100100, CINCINNATI, OH 45227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 DOVE ST STE 100, 100, NEWPORT BEACH, CA 92660-2841
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106347
Date	Nov 16, 2022
Instrument	2022-0106347

Lender

Name	ARBOR REALTY SR INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 22, 2022
Property Address	891 RIDGEWAY AVE, CINCINNATI, OH 45229-3220
Document Number	0000029910
Book / Page	14629 / 3159
Map Reference	MB 6 PG 148
Instrument Date	Mar 9, 2022
Instrument	2022-0029910
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 DOVE ST STE 100, 100, NEWPORT BEACH, CA 92660-2841

April 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2021
Property Address	891 RIDGEWAY AVE, CINCINNATI, OH 45229-3220
Document Number	0000045442
Book / Page	14394 / 1579
Map Reference	MB 6 PG 148
Instrument Date	Mar 30, 2021
Instrument	2021-0045442
Transaction Type	Foreclosure
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Tax	$174.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 HOME ST, CINCINNATI, OH 45236-3726

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	891 RIDGEWAY AVE, CINCINNATI, OH 45229-3220
Document Number	0000112320
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 RIDGEWAY AVE CINCINNATI OH 452293220, CINCINNATI, OH 45229-3220

Mortgage

Document Number	0000112320
Date	Dec 19, 2019
Book Page	014067/000207
Instrument	112320

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Dec 18, 2032

Interest

Rate Type	Fixed Rate
Rate	10.3%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00 (-0.36%)	$45,500 (-) Land $2,695 Building $42,805	$130,000 (-) Land $7,700 Building $122,300
2024	$2,747.00 (-5.83%)	$45,500 (-) Land $2,695 Building $42,805
2023	$2,917.00 (+376.63%)	$45,500 (+436.3%) Land $2,695 Building $42,805	$130,000 (+436.3%) Land $7,700 Building $122,300
2022	$612.00 Homeowner's exemption	$8,484 Land $2,674 Building $5,810
2020			$24,240 Land $7,640 Building $16,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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