891 Pr1424, Stephenville, TX 76401 Property Records

Erath County property record for 891 Pr1424, Stephenville, TX 76401

Property Summary

Property Type	Rural Home
Details	4,232 sqft · built 2020
Lot Size	34.1 acres (1,485,832 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,877 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000017581`

Property Details

APN / Parcel Number

Primary APN	`R000017581`
Alternative APN	`R.4040.00020.00.0`

Interior

Building Area	4,232 sqft Living Area
1st Floor Area	2,722 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	1,485,832 sqft (34.1 acres)
Garage Type	Attached
Garage Area	868 sqft

Location & Zoning

Account Number	R.4040.00020.00.0
Street Address	891 PR1424
City	STEPHENVILLE
State	TX
Zip	76401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S4040 DVORAK ADDITION; BLOCK 1; LOT 2
Legal Subdivision	DVORAK ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2006

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	891 PR1424, STEPHENVILLE, TX 76401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Jun 18, 2020
Property Address	891 PR1424, STEPHENVILLE, TX 76401
Document Number	0202003341
Map Reference	CAB B SL 112A
Instrument Date	Jun 15, 2020
Instrument	2020-03341
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	COWBOY COUNTRY TITLE LLC, COWBOY COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 PINE ST, ABILENE, TX 79601-5108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1299, BELTON, TX 76513-5299

Mortgage

Document Number	0202003344
Date	Jun 18, 2020
Instrument	2020-03344

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jun 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 15, 2026
Change Frequency	3 Years
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	5-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,877.00 (+15.93%)	$828,640 (+20,825.25%) Land $16,960 Building $811,680	$1,255,110 (+191.59%) Land $443,430 Building $811,680
2025	$11,970.00 (+0.22%) Homeowner's exemption	$3,960 (+5.32%)	$430,430 (-13.33%)
2023	$11,944.00 (-4.07%) Homeowner's exemption	$3,760	$496,650
2022	$12,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 82% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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