San Diego County property record for 891 Mountain View Rd, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2004 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,657 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-101-08-00 |
| Primary APN | 401-101-08-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 891 MOUNTAIN VIEW RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-7818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A72 |
| Legal Description | SEC 35-15-1E SEQ 1.07 ACRE PARCEL PER ROS 18362 IN |
| Legal Range | 01E |
| Legal Township | 15 |
| Legal Section | 35 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 15502 |
891 Mountain View Rd is owned and occupied by two individuals who acquired it in January 2011.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 891 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Feb 11, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2011 |
| Deed Sale | Jan 5, 2011 |
| Prior Sale | Oct 31, 2005 · Amount on File |
| Deed Document Number | 20117793 |
| Prior Transfer Date | Dec 27, 2010 |
| Prior Transfer Doc | 0000007793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 891 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7818 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 891 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7818 |
| Document Number | 0000535179 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0535179 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 891 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7818 |
| Document Number | 0000073074 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 891 MOUNTAIN VIEW RD EL CAJON CA 920217818, EL CAJON, CA 92021-7818 |
| Document Number | 0000073074 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 73074 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2050 |
The 2025 property tax bill for 891 Mountain View Rd was $9,657 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $829,308 (+2%) Land $224,925 Building $604,383 | |
| 2025 | $9,657.00 Homeowner's exemption | $813,048 Land $220,515 Building $592,533 |
| 2023 | $9,640.00 (+0.82%) Homeowner's exemption | $781,478 Land $211,953 Building $569,525 |
| 2022 | $9,562.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 891 Mountain View Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 891 Mountain View Rd is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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