891 Locust St, Syracuse, NE 68446 Property Records

Otoe County property record for 891 Locust St, Syracuse, NE 68446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1915
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Jun 2023)
Tax Bill	$832 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002262000`

Property Details

APN / Parcel Number

Primary APN	`002262000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	528 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	88 ft deep x 64 ft wide
Driveway	Driveway
Porch	Open Porch
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	891 LOCUST ST
City	SYRACUSE
State	NE
Zip	68446-7014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	N 64' LOTS 1 & 2 BLK 11 GRAY'S 2ND ADD TO SYRACUSE; MAP NUMBER: 3703-00-0-30700-011-0001
Legal Subdivision	GRAY'S 2ND ADD
Legal Block	11
Legal Lot Number	1-2
Jurisdiction	OTOE NE
Township / Civil Division	SYRACUSE
Census Block Group	2
Census Block	2057
Census Tract	966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	891 LOCUST ST, SYRACUSE, NE 68446-7014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF NEBRASKA
Aug 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK OF NEBRASKA
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK OF NEBRASKA
Nov 20, 2020	Personal Representative Deed, Transfer CHASE TITLE SERVICES INC, CHARTER T&E SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Mar 15, 2007 · Amount on Record
Deed Document Number	20231241
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	891 LOCUST ST, SYRACUSE, NE 68446-7014
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501559
Date	Jul 17, 2025
Instrument	202501559

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	377 Months
Due	Dec 1, 2056

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	891 LOCUST ST, SYRACUSE, NE 68446-7014
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401768
Date	Aug 29, 2024
Instrument	202401768

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	256 Months
Due	Dec 1, 2045

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Jun 27, 2023
Property Address	891 LOCUST ST, SYRACUSE, NE 68446-7014
Document Number	0202301241
Instrument Date	Jun 27, 2023
Instrument	202301241
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	COOKE COUNTY TITLE COMPANY, OTOE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301242
Date	Jun 27, 2023
Instrument	202301242

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	10%
Index	5-Year TN
Max Rate	12.5%

November 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OTOE NE
Recording Date	Nov 20, 2020
Property Address	891 LOCUST ST, SYRACUSE, NE 68446-7014
Document Number	0202003084
Instrument Date	Nov 19, 2020
Instrument	202003084
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CHASE TITLE SERVICES INC, CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Tax	$344.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Syracuse City
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (-26.24%)	$66,788 (-) Land $4,925 Building $61,863	$66,788 (-) Land $4,925 Building $61,863
2024	$1,128.00 (-11.18%)	$66,788 (+1.5%) Land $4,925 Building $61,863	$66,788 (+1.5%) Land $4,925 Building $61,863
2023	$1,270.00 (+23.9%)	$65,803 (+23.16%) Land $3,940 Building $61,863	$65,803 (+23.16%) Land $3,940 Building $61,863
2022	$1,025.00	$53,430 Land $3,940 Building $49,490	$53,430 Land $3,940 Building $49,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SYRACUSE serves 1,962 people · EPA ID NE3113104
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

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