891 Jamestown Ave, Elyria, OH 44035 Property Records

Lorain County property record for 891 Jamestown Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1962
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-25-028-103-044`

Property Details

APN / Parcel Number

Primary APN	`06-25-028-103-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	506 sqft
2nd Floor Area	550 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	891 JAMESTOWN AVE
City	ELYRIA
State	OH
Zip	44035-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR FAIRWOOD 1 REV 53.30 X 130
Legal Subdivision	AUD FAIRWOOD 1 REV FRNT
Legal Tract	25
Legal Block	103
Legal Lot Number	74
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3010
Census Tract	70102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	891 JAMESTOWN AVE, ELYRIA, OH 44035-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	891 JAMESTOWN AVE, ELYRIA, OH 44035-1811
Document Number	0000735898
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	891 JAMESTOWN AVE ELYRIA OH 440351811, ELYRIA, OH 44035-1811

Mortgage

Document Number	0000735898
Date	Oct 28, 2019
Instrument	735898

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,380.00	$50,130 (+0.01%) Land $8,440 Building $41,690	$143,210 (-) Land $24,100 Building $119,110
2024	$1,380.00 (-15.54%)	$50,124 (+27.96%) Land $8,435 Building $41,689	$143,210 (+27.96%) Land $24,100 Building $119,110
2023	$1,634.00 (-1.03%)	$39,172 (+0.01%) Land $9,289 Building $29,883	$111,920 (-) Land $26,540 Building $85,380
2022	$1,651.00	$39,170 Land $9,290 Building $29,880
2021			$111,920 Land $26,540 Building $85,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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