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891 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 891 Harbor Dr, Key Biscayne, FL 33149 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 7.5 ba · 8,585 sqft · built 1996
Lot Size0.327 acres (14,250 sqft)
Owner2 Individual Names on File
Last Sale$6,460,000 (May 2013)
Tax Bill$97,460 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN24-5205-010-0540

Property Details

APN / Parcel Number

Primary APN24-5205-010-0540

Interior

Bedrooms7 Beds
Full Baths7.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area8,585 sqft Living Area
Gross Area11,433 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area14,250 sqft (0.327 acres)
Lot Dimensions150 ft deep x 95 ft wide

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area60 sqft
Patio Area600 sqft
Boat AccessBoat Access

Location & Zoning

Street Address891 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 55 42 PB 68-81 CAPE FLORIDA SUB SEC 1 LOT 22 & PROP INT IN & TO ADJ WATER OR WATERWAYS BLK 2 LOT SIZE 95.000 X 150 OR 17241-3817 0696 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionCAPE FLORIDA SUB
Legal Block1
Legal Lot Number22
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1020
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-5205-010-0540

Assessment roll updated July 21, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address891 HARBOR DR, KEY BISCAYNE, FL 33149-1746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK
Feb 25, 2019Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK OF FLORIDA
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2013 · Amount on Record
Deed SaleMay 20, 2013 · Amount on Record
Prior SaleAug 22, 2012 · Amount on Record
Deed Document Number2013394780
Deed Book / Page28636 / 2030
Prior Transfer DateAug 13, 2012
Prior Transfer Doc0000593046
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateJun 24, 2026
Property Address891 HARBOR DR, KEY BISCAYNE, FL 33149-1746
Document Number0000429315
Book / Page35366 / 3611
Instrument DateJun 11, 2026
Instrument2026429315
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address891 HARBOR DR, KEY BISCAYNE, FL 33149-1746

Mortgage

Document Number0000429315,
DateJun 24, 2026
Book Page35366/3611
Instrument2026429315
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 05, 2056
Interest
Rate6.36%
Max Rate-1%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address891 HARBOR DR, KEY BISCAYNE, FL 33149-1746
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118551
DateFeb 25, 2019
Book Page31339/0657
Instrument2019R0118551
Lender
NameCITY NATIONAL BANK OF FLORIDA
TypeBank
AddressMIAMI, FL 33130
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address891 HARBOR DR, KEY BISCAYNE, FL 33149-1746
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address891 HARBOR DR, KEY BISCAYNE, FL 33149-1746

Mortgage

Document Number0000251801
DateApr 13, 2021
Book Page32445/333
Instrument2021R0251801
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$97,460.00 (+3.63%) Homeowner's exemption$6,179,940 (+5.99%)$8,982,214 (+22%) Land $6,768,750 Building $2,213,464
2023$94,043.00 (+3.9%) Homeowner's exemption$5,830,848 (+3%)$7,362,169 (+0.96%) Land $5,087,250 Building $2,274,919
2022$90,509.00 Homeowner's exemption$5,661,018$7,291,856 Land $4,631,250 Building $2,660,606

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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