891 6th St, Elko, NV 89801 Property Records

Elko County property record for 891 6th St, Elko, NV 89801

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,170 sqft · built 1942
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2020)
Tax Bill	$1,224 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`001-173-006`

Property Details

APN / Parcel Number

Primary APN	`001-173-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Detached
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	891 6TH ST
City	ELKO
State	NV
Zip	89801-3507
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	66
Legal Lot Number	1,2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2039
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	891 6TH ST, ELKO, NV 89801-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 20, 2020	Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	2020765534
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	891 6TH ST, ELKO, NV 89801-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000738671
Date	Mar 28, 2018
Instrument	738671

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 20, 2020
Property Address	891 6TH ST, ELKO, NV 89801-3507
Document Number	0000765534
Instrument Date	Jan 14, 2020
Instrument	765534
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 LOWER SOUTH FRK UNIT 14, 1006, SPRING CREEK, NV 89815-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	891 6TH ST, ELKO, NV 89801-3507

Mortgage

Document Number	0000765536
Date	Feb 20, 2020
Instrument	765536

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,224.00 (+3.03%)	$43,117 (+0.63%) Land $15,050 Building $28,067	$123,191 (+0.63%) Land $43,000 Building $80,191
2025	$1,188.00 (+21.6%)	$42,845 (+40.72%) Land $15,050 Building $27,795	$122,414 (+40.72%) Land $43,000 Building $79,414
2023	$977.00 (+2.95%)	$30,448 (+12.5%) Land $6,125 Building $24,323	$86,994 (+12.5%) Land $17,500 Building $69,494
2022	$949.00	$27,066 Land $6,125 Building $20,941	$77,331 Land $17,500 Building $59,831

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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