8909 Spring Ave, Ocean Springs, MS 39564 Property Records

Jackson County property record for 8909 Spring Ave, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1996
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$1,639 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`881.02-00-1039.00`

Property Details

APN / Parcel Number

Primary APN	`881.02-00-1039.00`
Alternative APNs	`05403641.000` `024708`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	024708
Street Address	8909 SPRING AVE
City	OCEAN SPRINGS
State	MS
Zip	39564-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 60 GULF PARK EST S/D DB 1658-889 (1039 MAP881.02)
Legal Range	08W
Legal Township	08S
Legal Section	02
Legal Subdivision	GULF PARK EST
Legal Block	60
Legal Lot Number	2
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1004
Census Tract	40902

Owner

8909 Spring Ave is owned and occupied by an individual who acquired it in November 2011.

Source: Jackson County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8909 SPRING AVE, OCEAN SPRINGS, MS 39564-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2011
Deed Sale	Nov 17, 2011
Deed Document Number	0001658889
Deed Book / Page	1658 / 889
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	8909 SPRING AVE, OCEAN SPRINGS, MS 39564-1028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3436/596
Date	May 31, 2017
Book Page	3436/596
Instrument	201708283

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8909 Spring Ave was $1,639, up 7.8% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,639.00 (+7.83%)	$12,442 (+7.14%) Land $2,751 Building $9,691	$82,944 (+7.14%) Land $18,340 Building $64,604
2024	$1,520.00 (-1.11%)	$11,613 (-) Land $2,669 Building $8,944	$77,418 (-) Land $17,790 Building $59,628
2023	$1,537.00 (+1.25%)	$11,613 (-) Land $2,669 Building $8,944	$77,418 (-) Land $17,790 Building $59,628
2022	$1,518.00	$11,613 Land $2,669 Building $8,944	$77,418 Land $17,790 Building $59,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8909 Spring Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 260 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	370 units insured incl. 110 condo units
Nearby Flood Claims	47 (1998–2024)
Claims Outside the SFHA	1 of 47
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Zeta, Oct 2020 · 21 claims Hurricane Nate, Oct 2017 · 6 claims Hurricane Katrina, Aug 2005 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8909 Spring Ave is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GULF PARK private · serves 4,813 people · EPA ID MS0300044
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20