8909 Schul Rd, Middletown, OH 45042 Property Records

Preble County property record for 8909 Schul Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,728 sqft · built 1930
Lot Size	1.27 acres (55,539 sqft)
Owner	Individual Name on File
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Aug 2007 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`C07-4335-300-00-004-000`

Property Details

APN / Parcel Number

Primary APN	`C07-4335-300-00-004-000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	55,539 sqft (1.27 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	8909 SCHUL RD
City	MIDDLETOWN
State	OH
Zip	45042-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E MID PT SW
Legal Range	3E
Legal Township	4N
Legal Section	35
Jurisdiction	PREBLE OH
Township / Civil Division	GRATIS
Census Block Group	1
Census Block	1035
Census Tract	480100

Owner

8909 Schul Rd is owned by an individual who acquired it in November 2023.

Source: Preble County records, as of March 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10526 MUDLICK RD, GERMANTOWN, OH 45327-9716
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2007	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 22, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE
Dec 17, 2010	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023
Deed Sale	Nov 22, 2023
Prior Sale	Jan 5, 2011 · Amount on File
Deed Document Number	20234627
Deed Book / Page	450 / 2564
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	8909 SCHUL RD, MIDDLETOWN, OH 45042-9516
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00266/0117
Date	Aug 9, 2007
Book Page	266/0117
Instrument	200700082396

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 11, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Nov 22, 2023
Property Address	8909 SCHUL RD, MIDDLETOWN, OH 45042-9516
Document Number	00450/2564
Book / Page	450 / 2564
Instrument Date	Nov 13, 2023
Instrument	202300004627
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10526 MUDLICK RD, GERMANTOWN, OH 45327-9716

December 2010: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	Dec 17, 2010
Property Address	8909 SCHUL RD, MIDDLETOWN, OH 45042-9516
Document Number	00301/1934
Book / Page	301 / 1934
Instrument Date	Dec 16, 2010
Instrument	201000006130
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Tax	$130.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 KANSAS LN, MONROE, LA 71203-4774

Tax Assessment & Valuation

The 2025 property tax bill for 8909 Schul Rd was $1,134, up 7% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gratis Township
Unified School District	Edgewood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,134.00 (+6.98%)	$29,400 (-) Land $7,420 Building $21,980
2024	$1,060.00 (+0.47%)	$29,400 (-) Land $7,420 Building $21,980
2023	$1,055.00 (+1.74%)	$29,400 (+13.34%) Land $7,420 Building $21,980	$84,000 Land $21,200 Building $62,800
2022	$1,037.00	$25,940 Land $7,420 Building $18,520
2020			$84,000 Land $21,200 Building $62,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8909 Schul Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8909 Schul Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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