8909 Old State Rd, Chardon, OH 44024 Property Records

Geauga County property record for 8909 Old State Rd, Chardon, OH 44024

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 3,355 sqft · built 2020
Lot Size	65.5 acres (2,853,180 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2016)
Tax Bill	$15,234 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-052000`

Property Details

APN / Parcel Number

Primary APN	`15-052000`
Alternative APN	`001902-6`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,355 sqft Living Area
1st Floor Area	2,748 sqft
Upper Floors Area	607 sqft
Attic	Attic
Attic Area	924 sqft
Basement Area	2,748 sqft
Unfinished Basement	520 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	2,853,180 sqft (65.5 acres)
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Slab
Porch Area	140 sqft
Deck Area	337 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001902-6
Street Address	8909 OLD STATE RD
City	CHARDON
State	OH
Zip	44024-9235
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	LOT 25 BOND TR
Legal Subdivision	BOND TR
Legal Lot Number	25
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	3
Census Block	3005
Census Tract	312203

Owner

8909 Old State Rd, a rural home, is owned and occupied by an individual who bought it in April 2016.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	8909 OLD STATE RD, CHARDON, OH 44024-9235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2016 · Amount on File
Deed Sale	Apr 12, 2016 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2016904071
Deed Book / Page	2002 / 1437
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	8909 OLD STATE RD, CHARDON, OH 44024-9235
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021001995
Date	Aug 17, 2020
Book Page	2100/1995
Instrument	202000968231

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 8909 Old State Rd was $15,234 with a homeowner's exemption, up 6.7% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,234.00 (+6.66%)	$318,720 (+7.2%) Land $102,170 Building $216,550
2024	$14,283.00 (+1.46%) Homeowner's exemption	$297,300 (-) Land $102,170 Building $195,130
2023	$14,077.00 Homeowner's exemption	$297,300 (+40.26%) Land $102,170 Building $195,130	$910,600 Land $291,900 Building $618,700
2022		$211,970 Land $84,390 Building $127,580
2021	$12,139.00
2020			$605,600 Land $241,100 Building $364,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8909 Old State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8909 Old State Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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