Howard County property record for 8909 Old Frederick Rd, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,500 sqft · built 1958 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Jun 2025) |
| Tax Bill | $6,689 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-237660 |
| Primary APN | 02-237660 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 237660 |
|---|---|
| Street Address | 8909 OLD FREDERICK RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 11 S A 8909 OLD FREDERICK RD WILTON FARM ACRES |
| Legal Subdivision | WILTON FARM ACRES SEC A |
| Legal Lot Number | 11 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 602100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8909 OLD FREDERICK RD, ELLICOTT CITY, MD 21043-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 2, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2005 · Amount on Record |
| Deed Book / Page | 22799 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8909 OLD FREDERICK RD, ELLICOTT CITY, MD 21043-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8909 OLD FREDERICK RD, ELLICOTT CITY, MD 21043-1925 |
| Document Number | 0218600313 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 21860/313 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 19, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8909 OLD FREDERICK RD, ELLICOTT CITY, MD 21043-1925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 8909 OLD FREDERICK RD, ELLICOTT CITY, MD 21043-1925 |
| Document Number | 0211640237 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 21164/237 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,689.00 (+14.56%) | $421,200 (+10.12%) | $459,900 (-) Land $259,500 Building $200,400 |
| 2025 | $5,839.00 (+50.96%) Homeowner's exemption | $382,500 (+11.3%) | $459,900 (+33.77%) Land $259,500 Building $200,400 |
| 2023 | $343,667 | $343,800 Land $189,500 Building $154,300 | |
| 2022 | $3,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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