8909 Neptune Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 8909 Neptune Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1957
Lot Size0.278 acres (12,110 sqft)
OwnerOwner Name on File
Last Sale$40,000 (Aug 2014)
Tax Bill$1,687 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN590-0360-0159-00

Property Details

APN / Parcel Number

Primary APN590-0360-0159-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialBrick
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions155 ft deep x 78 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8909 NEPTUNE DR
CityCINCINNATI
StateOH
Zip45231-4127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEPTUNE DR 78 X 155 LOT 113 SKYLINE ACS SUB BLK A
Legal SubdivisionSKYLINE ACS SUB
Legal BlockA
Legal Lot Number113
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4002
Census Tract21604

Owner

The current owner of 8909 Neptune Dr acquired it in August 2014.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address8909 NEPTUNE DR, CINCINNATI, OH 45231-4127
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2014 · Amount on File
Deed SaleAug 4, 2014 · Amount on File
Prior SaleOct 1, 2010
Deed Document Number322721
Deed Book / Page012671 / 000001
Last Transfer DateAug 5, 2014
Transfer Doc0000077633
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8909 NEPTUNE DR, CINCINNATI, OH 45231-4127
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyMORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039398
DateApr 19, 2022
Book Page14649/38
Instrument2022-0039398
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 8909 Neptune Dr was $1,687, up 0.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,687.00 (+0.48%)$28,721 (-) Land $4,634 Building $24,087
2024$1,679.00 (+5.53%)$28,721 (-) Land $4,634 Building $24,087
2023$1,591.00 (+25.87%)$28,721 (+75.72%) Land $4,634 Building $24,087$82,060 Land $13,240 Building $68,820
2022$1,264.00 Homeowner's exemption$16,345 Land $4,270 Building $12,075
2020$46,700 Land $12,200 Building $34,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8909 Neptune Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8909 Neptune Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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