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8909 Hammock Loop, Polk City, FL 33868 Property Records

Polk County property record for 8909 Hammock Loop, Polk City, FL 33868

Property Summary

Property TypeMobile Home
Details1,352 sqft · built 1989
Lot Size0.637 acres (27,748 sqft)
Owner2 Company Names on Record
Last Sale$183,000 (Sep 2026)
Tax Bill$343 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-27-01-160954-000130

Property Details

APN / Parcel Number

Primary APN24-27-01-160954-000130
Alternative APNs
  • 012724160954000130
  • 12724000

Interior

Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMobile Home
Lot Area27,748 sqft (0.637 acres)
Lot Dimensions183 ft deep x 150 ft wide
Garage TypeDetached
Garage Area780 sqft
Patio Area240 sqft

Location & Zoning

Street Address8909 HAMMOCK LOOP
CityPOLK CITY
StateFL
Zip33868-9498
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOUNTRY TRAILS PHASE FOUR UNIT ONE PB 88 PGS 9 & 10 LOT 13
Legal Range24E
Legal Township27S
Legal Section01
Legal SubdivisionCOUNTRY TRAILS PHASE 4 UNIT 1
Legal Phase4
Legal Tract160954
Legal Block1
Legal Lot Number13
Legal Unit1
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1004
Census Tract12309

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address625 COMMERCE DR, 308, LAKELAND, FL 33813-2733
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Warranty Deed, Transfer · Balloon Mortgage
TITLE GROUP, YOUR TITLE GROUP
Dec 30, 2021Deed of Trust, Mortgage
CITIZENS BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2026 · Amount on Record
Deed SaleSep 22, 2026 · Amount on Record
Prior SaleNov 15, 2012 · Amount on Record
Deed Document Number2026228121
Deed Book / Page14161 / 838
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 22, 2026
Property Address8909 HAMMOCK LOOP, POLK CITY, FL 33868-9498
Document Number0000228121
Book / Page14161 / 838
Instrument DateSep 14, 2026
Instrument2026228121
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyTITLE GROUP, YOUR TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$129,381.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000228122,
DateSep 22, 2026
Instrument2026228122
Lender
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address8909 HAMMOCK LOOP, POLK CITY, FL 33868-9498
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000339783
DateDec 30, 2021
Book Page12050/1944
Instrument2021339783
Lender
NameCITIZENS BANK & TRUST
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,357 (+2.7%)$169,560 (+17.51%) Land $23,040 Building $146,520
2025$343.00 (-58.27%) Homeowner's exemption$53,902 (+5.99%)$144,296 (+11.85%) Land $23,040 Building $121,256
2023$822.00 (+5.12%) Homeowner's exemption$50,857 (+3%)$129,006 (+5.94%) Land $22,400 Building $106,606
2022$782.00 Homeowner's exemption$49,376$121,768 Land $12,800 Building $108,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims15 (1998–2024)
Claims Outside the SFHA7 of 15
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 72% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLK CITY SYSTEM
serves 2,568 people · EPA ID FL6531424
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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