Frederick County property record for 8909 Gloria Ave, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,776 sqft · built 1970 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,000 (Jul 2016) |
| Tax Bill | $4,489 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-138496 |
| Primary APN | 03-138496 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 138496 |
|---|---|
| Street Address | 8909 GLORIA AVE |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 33 BL 2 SEC 1 0.74 ACRE S/S MIDDLE-MYERS. RD. |
| Legal Subdivision | WILES ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 770700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
8909 Gloria Ave is owned and occupied by two individuals who bought it in July 2016.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8909 GLORIA AVE, MIDDLETOWN, MD 21769-8928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on File |
| Deed Sale | Jul 22, 2016 · Amount on File |
| Prior Sale | May 19, 2010 · Amount on File |
| Deed Book / Page | 11267 / 382 |
| Prior Transfer Date | May 13, 2010 |
| Prior Transfer Doc | 0078300238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8909 GLORIA AVE, MIDDLETOWN, MD 21769-8928 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0156350442 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 15635/442 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 8909 Gloria Ave was $4,489 with a homeowner's exemption, up 6.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,400 (+9.81%) Land $123,900 Building $312,500 | $436,400 (-) Land $123,900 Building $312,500 | |
| 2025 | $4,489.00 (+6.22%) Homeowner's exemption | $397,400 | $436,400 Land $123,900 Building $312,500 |
| 2024 | $4,226.00 (+8.61%) | ||
| 2023 | $3,891.00 Homeowner's exemption | $319,400 Land $103,400 Building $216,000 | $319,400 Land $103,400 Building $216,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8909 Gloria Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8909 Gloria Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures