8909 Garrity Dr, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8909 Garrity Dr, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,366 sqft · built 2002
Lot Size	0.149 acres (6,500 sqft)
Owner	Trust Name on File
Last Sale	$296,500 (Feb 2003)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`116-1400-032-0000`

Property Details

APN / Parcel Number

Primary APN	`116-1400-032-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
1st Floor Area	1,252 sqft
2nd Floor Area	1,114 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,500 sqft (0.149 acres)
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8909 GARRITY DR
City	ELK GROVE
State	CA
Zip	95624-3973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SHELDON PACIFIC 03, LOT 158
Legal Subdivision	SHELDON PACIFIC 03
Legal Lot Number	158
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2019
Census Tract	9323

Owner

8909 Garrity Dr is owner-occupied and held in a trust since March 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	8909 GARRITY DR, ELK GROVE, CA 95624-3973
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Mar 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2003 · Amount on File
Deed Sale	Feb 7, 2003 · Amount on File
Deed Book / Page	20030207 / 3177
Last Transfer Date	Mar 13, 2023
Transfer Doc	2023000001
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2026
Property Address	8909 GARRITY DR, ELK GROVE, CA 95624-3973
Document Number	2026000398
Book / Page	20260429 / 398
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	8909 GARRITY DR, ELK GROVE, CA 95624-3973

Mortgage

Document Number	2026000398,
Date	Apr 29, 2026
Book Page	20260429/398

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 14, 2023
Property Address	8909 GARRITY DR, ELK GROVE, CA 95624-3973
Document Number	0000000001
Map Reference	MB 271 PG 13
Instrument Date	Mar 13, 2023
Instrument	2023031400001
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8909 GARRITY DR, ELK GROVE, CA 95624-3973

Tax Assessment & Valuation

The 2025 property tax bill for 8909 Garrity Dr was $5,077 with a homeowner's exemption, down 14.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,787 (+2%) Land $88,626 Building $383,161
2025	$5,077.00 (-14.92%) Homeowner's exemption	$462,538 Land $86,889 Building $375,649
2024	$5,967.00 (+2.86%)
2023	$5,801.00 (+1.05%) Homeowner's exemption	$444,579 Land $83,516 Building $361,063
2022	$5,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8909 Garrity Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8909 Garrity Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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