James City County property record for 8909 Cocos Path, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,664 sqft · built 2008 |
| Lot Size | 0.107 acres (4,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Jun 2018) |
| Tax Bill | $2,544 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-1 06-0-0003 |
| Primary APN | 12-1 06-0-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 4,704 sqft (0.107 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 102 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 31576 |
|---|---|
| Street Address | 8909 COCOS PATH |
| City | TOANO |
| State | VA |
| Zip | 23168-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 MULTIFAMILY RESIDENTIA |
| Legal Description | L-3 MICHELLE POINT |
| Legal Subdivision | MICHELLE POINT |
| Legal Lot Number | 3 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 80403 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8909 COCOS PATH, TOANO, VA 23168-8946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 11, 2018 | Warranty Deed, Transfer · Conventional with PMI OVM FIN'L |
| Jan 10, 2018 | Grant Deed, Transfer · Conventional Mortgage VEERUS HOLDINGS LLC |
| Oct 10, 2017 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on Record |
| Deed Sale | Jun 11, 2018 · Amount on Record |
| Prior Sale | Jan 10, 2018 · Amount on Record |
| Deed Document Number | 180009797 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 8909 COCOS PATH, TOANO, VA 23168-8946 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210009036 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 210009036 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 11, 2018 |
| Property Address | 8909 COCOS PATH, TOANO, VA 23168-8946 |
| Document Number | 0000009797 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 9797 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8909 COCOS PATH TOANO VA 231688946, TOANO, VA 23168-8946 |
| Document Number | 9798 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 9798 |
| Name | OVM FIN'L |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jan 10, 2018 |
| Property Address | 8909 COCOS PATH, TOANO, VA 23168-8946 |
| Document Number | 0000000634 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 634 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4938 WILLOWS GREEN LN GLEN ALLEN VA 230595687, GLEN ALLEN, VA 23059-5687 |
| Document Number | 638 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 638 |
| Name | VEERUS HOLDINGS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Oct 10, 2017 |
| Property Address | 8909 COCOS PATH, TOANO, VA 23168-8946 |
| Document Number | 0000019511 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 19511 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100 |
| Investor | Possibly a Property Investor |
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,544.00 (+6.4%) | $306,600 (+28.61%) Land $78,000 Building $228,600 | $306,600 (+28.61%) Land $78,000 Building $228,600 |
| 2024 | $2,391.00 (+20.88%) | ||
| 2023 | $1,978.00 | $238,400 Land $62,000 Building $176,400 | $238,400 Land $62,000 Building $176,400 |
| 2022 | $1,978.00 (+16.77%) | ||
| 2019 | $1,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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