8908 W Lakeside Dr, Sioux Falls, SD 57107 Property Records

Minnehaha County property record for 8908 W Lakeside Dr, Sioux Falls, SD 57107

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,527 sqft · built 2014
Lot Size	0.243 acres (10,568 sqft)
Owner	2 Trust Names on Record
Tax Bill	$15,165 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2014 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-21-16-470-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-16-470-004-000`
Alternative APN	`87556`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,527 sqft Finished Area
1st Floor Area	2,527 sqft
Basement Area	2,977 sqft
Finished Basement	2,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,568 sqft (0.243 acres)
Garage Type	Mixed
Garage Area	1,108 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	378 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	87556
Street Address	8908 W LAKESIDE DR
City	SIOUX FALLS
State	SD
Zip	57107-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS;RESID S
Legal Description	LOT 4 BLOCK 6 CHERRY LAKE RESERVE ADDN TO THE CITY OF SIOUX FALLS
Legal Subdivision	CHERRY LAKE RESERVE ADDN
Legal Block	6
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1067
Census Tract	10406

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	8908 W LAKESIDE DR, SIOUX FALLS, SD 57107-3022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Jun 11, 2014	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2024
Transfer Doc	0000121726
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8908 W LAKESIDE DR, SIOUX FALLS, SD 57107-3022
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01879MTG/3
Date	Mar 6, 2020
Book Page	1879 MTG/3

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8908 W LAKESIDE DR, SIOUX FALLS, SD 57107-3022
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 W ROSEMONT CIR, SIOUX FALLS, SD 57106-4508
Investor	Possibly a Property Investor

Mortgage

Document Number	001757/975
Date	Jun 11, 2014
Book Page	1757/975
Instrument	411434

Lender

Name	PLAINS COMMERCE BANK
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Mar 9, 2015

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,165.00	$1,076,500 (-3.26%) Land $155,100 Building $921,400	$1,076,500 Land $155,100 Building $921,400
2024	$15,165.00 (+4.17%)	$1,112,800 (+20.67%) Land $155,100 Building $957,700
2022	$14,558.00	$922,200 Land $155,100 Building $767,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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