8908 Southern Oaks Loop, Laredo, TX 78045 Property Records

Webb County property record for 8908 Southern Oaks Loop, Laredo, TX 78045 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1,502 sqft · built 2000
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Last Sale$302,469 (May 2026)
Tax Bill$1,167 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Dec 2020 Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN986-00004-250

Property Details

APN / Parcel Number

Primary APN986-00004-250
Alternative APN
  • 241539

Interior

Stories1 Story
Building Area1,502 sqft Living Area
Gross Area1,943 sqft
1st Floor Area1,502 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,273 sqft (0.144 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area132 sqft

Location & Zoning

Street Address8908 SOUTHERN OAKS LOOP
CityLAREDO
StateTX
Zip78045-8039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 BLK 4 CROWN RIDGE III
Legal SubdivisionCROWNRIDGE
Legal Block4
Legal Lot Number25
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2001
Census Tract1724

Owner

Source: Webb County records · APN 986-00004-250

Assessment roll updated October 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
SECURITY SERVICE FCU
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECURITY SERVICE FCU
Jan 17, 2012Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 21, 2014Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Oct 31, 2016Deed of Trust, Mortgage · Stand-Alone First Mortgage
SECURITY SERVICE FCU
Jan 17, 2012Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 21, 2014Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Aug 31, 2006Deed of Trust, Mortgage
BANK OF AMERICA NA
May 29, 2026Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECURITY SERVICE FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Deed Document Number20261588852
Deed Book / Page6047 / 858
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039

Mortgage

Document Number005414/360
DateFeb 13, 2023
Book Page5414/360
Instrument1491502
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2038

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyNOVARE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004930/266
DateDec 30, 2020
Book Page4930/266
Instrument1414538
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003201/820
DateJan 17, 2012
Book Page3201/820
Instrument1122680
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50306
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 01, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003560/160
DateJan 21, 2014
Book Page3560/160
Instrument1191277
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004134/389
DateOct 31, 2016
Book Page4134/389
Instrument1279804
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78256
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2031

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003201/838
DateJan 17, 2012
Book Page3201/838
Instrument1122681
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003560/141
DateJan 21, 2014
Book Page3560/141
Instrument1191276
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 01, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002174/611
DateAug 31, 2006
Book Page2174/611
Instrument934232
Lender
NameBANK OF AMERICA NA
TypeBank
AddressDALLAS, TX 75202
Agreement
AmountAmount Recorded

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateMay 29, 2026
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Document Number0001588852
Book / Page6047 / 858
Instrument DateMay 27, 2026
Instrument20261588852
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039

Mortgage

Document Number0001588853,
DateMay 29, 2026
Instrument20261588853
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8908 SOUTHERN OAKS LOOP, LAREDO, TX 78045-8039
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNOVARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4930/266
DateDec 30, 2020
Book Page4930/266
Instrument1414538
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,167.00 (+14.19%) Homeowner's exemption Disabled Person's exemption$260,691 (+14.96%) Land $75,652 Building $185,039$260,691 (+14.96%) Land $75,652 Building $185,039
2024$1,022.00
2023$226,768 Land $71,010 Building $155,758$226,768 Land $71,010 Building $155,758
2022$1,022.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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