8908 Shady Pines Dr, Frederick, MD 21704 Property Records

Frederick County property record for 8908 Shady Pines Dr, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details5 ba · 2,404 sqft · built 2021
Lot Size0.051 acres (2,228 sqft)
OwnerIndividual Name on Record
Last Sale$432,995 (Feb 2021)
Tax Bill$6,900 (2023)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-599949

Property Details

APN / Parcel Number

Primary APN07-599949
Alternative APN
  • 599949

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,404 sqft Total Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,228 sqft (0.051 acres)
Garage TypeBuilt-in
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number599949
Street Address8908 SHADY PINES DR
CityFREDERICK
StateMD
Zip21704-6891
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22435 2,228 SQ FT URBANA TOWN CENTER
Legal Lot Number22435
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1026
Census Tract752206

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8908 SHADY PINES DR, FREDERICK, MD 21704-6891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleSep 28, 2020 · Amount on Record
Deed Document Number0014566315
Deed Book / Page14566 / 315
Record UpdatedJun 7, 2026

February 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 19, 2021
Property Address8908 SHADY PINES DR, FREDERICK, MD 21704-6891
Document Number0145660315
Book / Page14566 / 315
Map ReferenceMB 103 PG 154
Instrument DateJan 29, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,082.39
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8908 SHADY PINES DR, URBANA, MD 21704-6891

Mortgage

Document Number0014566325
DateFeb 19, 2021
Instrument14566/325
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,900.00$477,533$487,500 Land $140,000 Building $347,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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