8908 Edgewater Ct, Emerald Isle, NC 28594 Property Records

Carteret County property record for 8908 Edgewater Ct, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,980 sqft · built 2007
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Individual Names on File
Last Sale	$634,000 (Jun 2019)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5383.07.57.0909000`

Property Details

APN / Parcel Number

Primary APN	`5383.07.57.0909000`
Alternative APNs	`539204` `41950`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,980 sqft Heated Area
Gross Area	2,203 sqft
1st Floor Area	14 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	21,432 sqft (0.492 acres)
Lot Dimensions	209 ft deep x 81 ft wide
Porch	Slab
Porch Area	368 sqft
Deck Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	41950
Street Address	8908 EDGEWATER CT
City	EMERALD ISLE
State	NC
Zip	28594-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L53 EMERALD LANDING
Legal Subdivision	EMERALD LANDING
Legal Block	57
Legal Lot Number	53
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	970904

Owner

8908 Edgewater Ct is owned by two individuals who bought it in June 2019.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 ALBION PL, CARY, NC 27519-1548
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on File
Deed Sale	Jun 6, 2019 · Amount on File
Prior Sale	Mar 16, 2005 · Amount on File
Deed Document Number	20191639496
Deed Book / Page	1639 / 496
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	8908 EDGEWATER CT, EMERALD ISLE, NC 28594-1908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016870360
Date	Sep 16, 2020
Book Page	1687/360
Instrument	1687360

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 6, 2019
Property Address	8908 EDGEWATER CT, EMERALD ISLE, NC 28594-1908
Document Number	0016390496
Book / Page	1639 / 496
Map Reference	MB 28 PG 363
Instrument Date	Jun 6, 2019
Instrument	1639496
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 DEERFIELD CT, 103, CEDAR POINT, NC 28584-8047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ALBION PL, CARY, NC 27519-1548

Mortgage

Document Number	1639497
Date	Jun 6, 2019
Instrument	1639-497

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 8908 Edgewater Ct was $3,989.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,077,581 (-) Land $277,003 Building $800,578	$1,077,581 (-) Land $277,003 Building $800,578
2025	$3,989.00	$1,077,581 Land $277,003 Building $800,578	$1,077,581 Land $277,003 Building $800,578
2023		$673,613 Land $129,573 Building $544,040	$673,613 Land $129,573 Building $544,040
2022	$3,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8908 Edgewater Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8908 Edgewater Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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