8908 Copenhaver Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 8908 Copenhaver Dr, Potomac, MD 20854

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 5,079 sqft · built 1970
Lot Size0.278 acres (12,126 sqft)
OwnerCompany Name on Record
Last Sale$875,000 (Sep 2019)
Tax Bill$11,502 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-00132537

Property Details

APN / Parcel Number

Primary APN04-00132537
Alternative APN
  • 00132537

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,079 sqft Living Area
Gross Area5,399 sqft
1st Floor Area2,387 sqft
Basement Area770 sqft
Finished Basement770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,126 sqft (0.278 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00132537
Street Address8908 COPENHAVER DR
CityPOTOMAC
StateMD
Zip20854-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionCOPENHAVER
Legal SubdivisionCOPENHAVER
Legal BlockE
Legal Lot Number48
JurisdictionMONTGOMERY MD
Township / Civil Division4
Census Block Group3
Census Block3008
Census Tract701210

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8908 COPENHAVER DR, POTOMAC, MD 20854-3009
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Feb 2, 2021Intrafamily Transfer, Transfer
Sep 25, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2019 · Amount on Record
Deed SaleSep 25, 2019 · Amount on Record
Deed Book / Page58195 / 142
Last Transfer DateDec 11, 2020
Transfer Doc0617590163
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8908 COPENHAVER DR, POTOMAC, MD 20854-3009
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8908 COPENHAVER DR, POTOMAC, MD 20854-3009

Mortgage

Document Number0621170488
DateMar 9, 2021
Book Page62117/488
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateFeb 2, 2021
Property Address8908 COPENHAVER DR, POTOMAC, MD 20854-3009
Document Number0617590163
Book / Page61759 / 163
Map ReferenceMB 84 PL 8803
Instrument DateDec 11, 2020
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8908 COPENHAVER DR, POTOMAC, MD 20854-3009

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateSep 25, 2019
Property Address8908 COPENHAVER DR, POTOMAC, MD 20854-3009
Document Number0581950142
Book / Page058195 / 000142
Instrument DateAug 28, 2019
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8908 COPENHAVER DR POTOMAC MD 208543009, POTOMAC, MD 20854-3009

Mortgage

Document Number581950149
DateSep 25, 2019
Book Page058195/000149
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,054,800 (+5.59%) Land $454,900 Building $599,900$1,054,800 (-) Land $454,900 Building $599,900
2025$11,502.00 (+0.33%)$998,933 (+12.59%)$1,054,800 (+18.89%) Land $454,900 Building $599,900
2024$11,464.00 (+19.16%)
2023$887,200 Land $433,300 Building $453,900$887,200 Land $433,300 Building $453,900
2022$9,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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