8908 Co Rd 561, Clermont, FL 34711 Property Records

Lake County property record for 8908 Co Rd 561, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 1992
Lot Size	0.972 acres (42,327 sqft)
Owner	Individual Name on Record
Last Sale	$231,500 (Apr 2018)
Tax Bill	$3,080 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-23-25-0002-000-01800`

Property Details

APN / Parcel Number

Primary APN	`23-23-25-0002-000-01800`
Alternative APNs	`252323000200001800` `3293649`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	42,327 sqft (0.972 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	226 sqft
Utility Building	1,512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3293649
Street Address	8908 COUNTY ROAD 561
City	CLERMONT
State	FL
Zip	34711-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	S 88.59 FT OF NE 1/4 OF NW 1/4 OF NW 1/4 LYING E OF SELY R/W OF HWY 561 ORB 5098 PG 1896
Legal Range	25E
Legal Township	23S
Legal Section	23
Legal Quarter	2
Legal Tract	0002
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1030
Census Tract	31318

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 23, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Jun 25, 2001 · Amount on Record
Deed Document Number	201846404
Deed Book / Page	5098 / 1896
Prior Transfer Date	May 23, 2006
Prior Transfer Doc	0031852377
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439

Mortgage

Document Number	0066301763
Date	Nov 12, 2025
Book Page	6630/1763
Instrument	2025139272

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439

Mortgage

Document Number	0062951416
Date	Mar 7, 2024
Book Page	6295/1416
Instrument	2024026448

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058530476
Date	Dec 9, 2021
Book Page	5853/476
Instrument	2021169775

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439

Mortgage

Document Number	0057000151
Date	Apr 30, 2021
Book Page	5700/151
Instrument	2021060131

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 23, 2018
Property Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439
Document Number	0050981896
Book / Page	5098 / 1896
Instrument Date	Apr 13, 2018
Instrument	2018046404
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FREEDOM TITLE & ESCROW COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17977 SE 83RD RAWCLIFFE CT, 17977, THE VILLAGES, FL 32162-4867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8908 COUNTY ROAD 561, CLERMONT, FL 34711-8439

Mortgage

Document Number	2018046405
Date	Apr 23, 2018
Instrument	2018046405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,290 (+2.9%)	$310,788 (-) Land $96,000 Building $214,788
2025		$220,890 (+5.98%) Land $96,000 Building $124,890	$310,788 (+11.29%) Land $96,000 Building $214,788
2024	$3,080.00 (+8.91%)
2023	$2,828.00 (+8.52%) Homeowner's exemption	$208,420 (+3%)	$279,252 (+12.94%) Land $72,000 Building $207,252
2022	$2,606.00 Homeowner's exemption	$202,350	$247,252 Land $40,000 Building $207,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Hotwire Communications.

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