8908 Broad Branch Ct, Frederick, MD 21704 Property Records

Frederick County property record for 8908 Broad Branch Ct, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,414 sqft · built 1998
Lot Size0.452 acres (19,698 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (May 2026)
Tax Bill$5,363 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-299912

Property Details

APN / Parcel Number

Primary APN09-299912
Alternative APNs
  • 9299912
  • 299912

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,414 sqft Living Area
Gross Area2,876 sqft
1st Floor Area988 sqft
Basement Area490 sqft
Finished Basement490 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,698 sqft (0.452 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number299912
Street Address8908 BROAD BRANCH CT
CityFREDERICK
StateMD
Zip21704-6700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 107 SEC 1 PLAT 1 19,698 SQ. FT. PRESTON
Legal SubdivisionPRESTON
Legal Lot Number107
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group3
Census Block3009
Census Tract751904

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8908 BROAD BRANCH CT, FREDERICK, MD 21704-6700
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KNOCK LENDING LLC
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
May 5, 2026Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
May 18, 2020Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2026 · Amount on Record
Deed SaleMay 5, 2026 · Amount on Record
Prior SaleSep 21, 2009 · Amount on Record
Deed Book / Page17848 / 423
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8908 BROAD BRANCH CT, FREDERICK, MD 21704-6700
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176400327
DateDec 11, 2025
Book Page17640/327
Lender
NameKNOCK LENDING LLC
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term5 Months
DueMay 10, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8908 BROAD BRANCH CT, FREDERICK, MD 21704-6700
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyCHIEF TITLE LLC, CHOICE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147680003
DateApr 13, 2021
Book Page14768/3
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 5, 2026
Property Address8908 BROAD BRANCH CT, FREDERICK, MD 21704-6700
Document Number1784000423
Book / Page17848 / 423
Instrument DateApr 30, 2026
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address8908 BROAD BRANCH CT, FREDERICK, MD 21704-6700

Mortgage

Document Number1784000431,
DateMay 5, 2026
Book Page17848/431
Lender
NameKIND LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8908 BROAD BRANCH CT, FREDERICK, MD 21704-6700
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137420235
DateMay 18, 2020
Book Page13742/235
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,933 (+9.73%)$559,500 (-) Land $179,300 Building $380,200
2025$5,363.00 (+6.32%) Homeowner's exemption$468,367 (+17.29%)$559,500 (+32.33%) Land $179,300 Building $380,200
2024$5,044.00 (+8.4%)
2023$4,653.00 Homeowner's exemption$399,333$422,800 Land $149,300 Building $273,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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