8907 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 8907 Thermal St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,028 sqft · built 1927
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$801,000 (Jan 2021)
Tax Bill	$13,034 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43A-4638-17`

Property Details

APN / Parcel Number

Primary APN	`43A-4638-17`
Alternative APN	`043A-4638-017-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)

Location & Zoning

Street Address	8907 THERMAL ST
City	OAKLAND
State	CA
Zip	94605-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00017 BLK: AR: 043A PAGE: 4638
Legal Subdivision	TOLER HEIGHTS
Legal Block	E
Legal Lot Number	15
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	409800

Owner

Source: Alameda County records, as of August 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8907 THERMAL ST, OAKLAND, CA 94605-4021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 26, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 26, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	202131630
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	0000031631
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8907 THERMAL ST, OAKLAND, CA 94605-4021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115482
Date	May 19, 2020
Instrument	2020115482

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 26, 2021
Property Address	8907 THERMAL ST, OAKLAND, CA 94605-4021
Document Number	0000031631
Instrument Date	Jan 21, 2021
Instrument	31631
Transaction Type	Transfer
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8907 THERMAL ST OAKLAND CA 946054021, OAKLAND, CA 94605-4021

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 26, 2021
Property Address	8907 THERMAL ST, OAKLAND, CA 94605-4021
Document Number	0000031630
Map Reference	MB 23 PG 34
Instrument Date	Jan 20, 2021
Instrument	2021031630
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$12,896.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8907 THERMAL ST, OAKLAND, CA 94605-4021

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,034.00 (+3.82%) Homeowner's exemption	$860,017 (+3.2%) Land $260,105 Building $606,912
2024	$12,555.00 (-4.98%)
2023	$13,213.00 Homeowner's exemption	$833,360 Land $250,008 Building $583,352	$836,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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