8906 Surrey Top Rd, Bailey, NC 27807 Property Records

Nash County property record for 8906 Surrey Top Rd, Bailey, NC 27807

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,360 sqft · built 2015
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2022)
Tax Bill	$2,575 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`275400-65-3422`

Property Details

APN / Parcel Number

Primary APN	`275400-65-3422`
Alternative APNs	`108679` `54698` `76577`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,360 sqft Heated Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	76577
Street Address	8906 SURREY TOP RD
City	BAILEY
State	NC
Zip	27807-8682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	0.92 AC, 11 PINE RIDGE, P1 AC, 11 PINE RIDGE, P1
Legal Subdivision	PINE RIDGE
Legal Phase	1
Legal Lot Number	11
Jurisdiction	NASH NC
Township / Civil Division	BAILEY
Census Block Group	2
Census Block	2019
Census Tract	11400

Owner

8906 Surrey Top Rd is owned and occupied by an individual who bought it in May 2022.

Source: Nash County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8906 SURREY TOP RD, BAILEY, NC 27807-8682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	2022460
Deed Book / Page	3218 / 460
Prior Transfer Date	Mar 4, 2011
Prior Transfer Doc	02555/0123
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	8906 SURREY TOP RD, BAILEY, NC 27807-8682
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, PA ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003448/697
Date	Nov 3, 2025
Book Page	3448/697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	May 13, 2022
Property Address	8906 SURREY TOP RD, BAILEY, NC 27807-8682
Document Number	003218/460
Book / Page	3218 / 460
Map Reference	MB 2797 PG 860
Instrument Date	May 10, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 HARRISON RD, BOONE, NC 28607-7433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 692, BAILEY, NC 27807-0692

Mortgage

Document Number	0032180462
Date	May 13, 2022
Instrument	3218-0462

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 8906 Surrey Top Rd was $2,575, up 0.4% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,575.00 (+0.39%)	$344,360 (-) Land $38,440 Building $305,920	$344,360 (-) Land $38,440 Building $305,920
2025	$2,565.00	$344,360 Land $38,440 Building $305,920	$344,360 Land $38,440 Building $305,920
2023	$1,560.00	$194,020	$194,020 Land $25,930 Building $168,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8906 Surrey Top Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8906 Surrey Top Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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