Hamilton County property record for 8906 Summer Crest Dr, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,176 sqft · built 2021 |
| Lot Size | 0.914 acres (39,844 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,777 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0201-0081-00 |
| Primary APN | 510-0201-0081-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| 2nd Floor Area | 908 sqft |
| Basement Area | 1,268 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,844 sqft (0.914 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8906 SUMMER CREST DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERCREST DRLOT 12 0.9147 AC SUMMERCREST SUB |
| Legal Subdivision | SUMMERCREST SUB |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20701 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK |
| Sep 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 1, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 15, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 6, 2020 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK |
| Mar 14, 2019 | Warranty Deed, Construction Loan · Line of Credit HARRISON BLDG & LN ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 |
| Deed Sale | Aug 1, 2025 |
| Prior Sale | Jul 2, 2025 · Amount on Record |
| Deed Document Number | 2025-0057901 |
| Deed Book / Page | 15449 / 353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Document Number | 0000021757 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 14885/825 |
| Instrument | 2023-0021757 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Document Number | 0000034305 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 14921/1208 |
| Instrument | 2023-0034305 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000094452 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 15554/2048 |
| Instrument | 2025-0094452 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8906 SUMMER CREST DR, GROESBECK, OH 45251-1847 |
| Document Number | 0000065307 |
|---|---|
| Date | Sep 17, 2024 |
| Book Page | 15252/221 |
| Instrument | 2024-0065307 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Aug 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 1, 2025 |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Document Number | 0000057901 |
| Book / Page | 15470 / 972 |
| Map Reference | MB 405 PG 67&68 |
| Instrument Date | Jun 11, 2025 |
| Instrument | 2025-0057901 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 15, 2021 |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Document Number | 0000086219 |
| Book / Page | 14459 / 1626 |
| Map Reference | MB 405 PG 67&68 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-0086219 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8906 SUMMCRCRCST DRIVE, CINCINNATI, OH 45152 |
| Document Number | 0000086220 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021-0086220 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7791 JOAN DR, WEST CHESTER, OH 45069-3682 |
| Document Number | 0200103424 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 14268/3367 |
| Instrument | 2020-0103424 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 14, 2019 |
| Property Address | 8906 SUMMER CREST DR, CINCINNATI, OH 45251-1847 |
| Document Number | 0000018891 |
| Book / Page | 013874 / 000147 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 18891 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7791 JOAN DR WEST CHESTER OH 450693682, WEST CHESTER, OH 45069-3682 |
| Document Number | 18892 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 013874/000149 |
| Instrument | 18892 |
| Name | HARRISON BLDG & LN ASSN |
|---|---|
| Address | HARRISON, OH 45030-0590 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,777.00 (+5.28%) | $113,383 (-) Land $15,474 Building $97,909 | |
| 2024 | $6,437.00 (+1.19%) | $113,383 (-) Land $15,474 Building $97,909 | |
| 2023 | $6,361.00 (-17.77%) | $113,383 (-) Land $15,474 Building $97,909 | $323,950 (-) Land $44,210 Building $279,740 |
| 2022 | $7,736.00 | $113,383 Land $8,050 Building $105,333 | |
| 2020 | $323,950 Land $23,000 Building $300,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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