8906 Royal Ridge Ln, Laurel, MD 20708 Property Records

Prince George's County property record for 8906 Royal Ridge Ln, Laurel, MD 20708

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,635 sqft · built 1968
Lot Size0.395 acres (17,249 sqft)
OwnerIndividual Name on File
Last Sale$308,000 (Oct 2014)
Tax Bill$5,104 (2023)
Deeds & MortgagesMar 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-1098763

Property Details

APN / Parcel Number

Primary APN10-1098763
Alternative APN
  • 1098763

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,635 sqft Total Area
1st Floor Area1,947 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,249 sqft (0.395 acres)
Garage TypeAttached
Garage Area534 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area260 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1098763
Street Address8906 ROYAL RIDGE LN
CityLAUREL
StateMD
Zip20708-2462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionMONTPELIER
Legal SubdivisionMONTPELIER SEC 4
Legal Block12
Legal Lot Number14
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division10, LAUREL
Census Block Group2
Census Block2010
Census Tract800216

Owner

Source: Prince George's County assessment roll, APN 10-1098763, as of July 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8906 ROYAL RIDGE LN, LAUREL, MD 20708-2462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 15, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2014 · Amount on Record
Deed SaleOct 07, 2014 · Amount on Record
Deed Document Number0036370166
Deed Book / Page36370 / 166
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address8906 ROYAL RIDGE LN, LAUREL, MD 20708-2462
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0450750329
DateMar 08, 2021
Book Page45075/329
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 01, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address8906 ROYAL RIDGE LN, LAUREL, MD 20708-2462
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyARMOUR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0439290571
DateAug 05, 2020
Book Page43929/571
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address8906 ROYAL RIDGE LN, LAUREL, MD 20708-2462
Document Number0432240056
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyARMOUR SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8906 ROYAL RIDGE LN GREENBELT MD 20768, GREENBELT, MD 20768

Mortgage

Document Number0432240056
DateFeb 26, 2020
Book Page043224/000056
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050

Tax Assessment & Valuation

Source: Prince George's County assessment roll as of July 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,104.00$459,033$539,900 Land $127,600 Building $412,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Prince George's County (24033C), as of January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240338002162, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 238 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Believe Wireless.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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