8906 Croaker Rd, Williamsburg, VA 23188 Property Records

James City County property record for 8906 Croaker Rd, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,588 sqft · built 2005
Lot Size7.59 acres (331,056 sqft)
Owner2 Individual Names on File
Last Sale$29,000 (Mar 2010)
Tax Bill$5,730 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-2 01-0-0004

Property Details

APN / Parcel Number

Primary APN14-2 01-0-0004
Alternative APN
  • 13097

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,588 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area331,056 sqft (7.59 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number13097
Street Address8906 CROAKER RD
CityWILLIAMSBURG
StateVA
Zip23188-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL AGRICULTURE
Legal DescriptionL-1 P.W.DEVELOPMENT
Legal SubdivisionACREAGE LOTS STONEHOUSE
Legal Lot Number1
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group2
Census Block2001
Census Tract80404

Owner

8906 Croaker Rd is owned and occupied by two individuals who bought it in March 2010.

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8906 CROAKER RD, WILLIAMSBURG, VA 23188-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2020Deed of Trust, Mortgage · Conventional with PMI
CITIZENS BK NA
Jan 8, 2020Deed of Trust, Mortgage · Line of Credit
CHESAPEAKE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2010 · Amount on File
Deed SaleMar 9, 2010 · Amount on File
Prior SaleNov 9, 2009 · Amount on File
Deed Document Number100004706
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8906 CROAKER RD, WILLIAMSBURG, VA 23188-1232
Document Number0000001732
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8906 CROAKER RD WILLIAMSBURG VA 231881232, WILLIAMSBURG, VA 23188-1232

Mortgage

Document Number0000001732
DateFeb 5, 2020
Instrument1732
Lender
NameCITIZENS BK NA
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 4, 2050
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8906 CROAKER RD, WILLIAMSBURG, VA 23188-1232
Document Number0000000402
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8906 CROAKER RD WILLIAMSBURG VA 231881232, WILLIAMSBURG, VA 23188-1232

Mortgage

Document Number0000000402
DateJan 9, 2020
Instrument402
Lender
NameCHESAPEAKE BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8906 Croaker Rd was $5,730, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,730.00 (+6.41%)$690,400 Land $111,400 Building $579,000$690,400 Land $111,400 Building $579,000
2024$5,385.00 (+18.87%)
2023$4,530.00$545,900 Land $86,400 Building $459,500$545,900 Land $86,400 Building $459,500
2022$4,530.00
2019$4,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8906 Croaker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8906 Croaker Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

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