8906 Cloverpatch Ter, North Chesterfield (Richmond), VA 23237 Property Records

Chesterfield County property record for 8906 Cloverpatch Ter, North Chesterfield, VA 23237 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,416 sqft · built 1978
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on File
Tax Bill	$2,694 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08010020A00A013`

Property Details

APN / Parcel Number

Primary APN	`08010020A00A013`
Alternative APNs	`777-66-96-70-000-000` `169689002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.354 acres)

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	169689002
Street Address	8906 CLOVERPATCH TER
City	NORTH CHESTERFIELD
State	VA
Zip	23237-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGCREEK HLS L13BK A SEC A
Legal Subdivision	HUNTINGCREEK HILLS
Legal Block	A
Legal Lot Number	13
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	DALE
Census Block Group	2
Census Block	2010
Census Tract	100814

Owner

Source: Chesterfield County records · APN 08010020A00A013

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8906 CLOVERPATCH TER, NORTH CHESTERFIELD, VA 23237-2454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Jan 15, 2020	Quit Claim Deed, Transfer · VA Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 05, 2019
Transfer Doc	12595-957
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8906 CLOVERPATCH TER, NORTH CHESTERFIELD, VA 23237-2454
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014443-109
Date	Dec 19, 2023
Book Page	14443/109
Instrument	2023037947

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 15, 2020
Property Address	8906 CLOVERPATCH TER, NORTH CHESTERFIELD, VA 23237-2454
Document Number	12595957
Book / Page	012595 / 000957
Instrument Date	Dec 05, 2019
Instrument	2016
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8906 CLOVERPATCH TER NORTH CHESTERFIELD VA 232372454, NORTH CHESTERFIELD, VA 23237-2454

Mortgage

Document Number	12595961
Date	Jan 15, 2020
Book Page	012595/000961
Instrument	2017

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 14, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,694.00 (+8.41%)	$299,900 (+8.46%) Land $60,000 Building $239,900	$299,900 (+8.46%) Land $60,000 Building $239,900
2025	$2,485.00 (+45.92%)	$276,500 (+49.95%) Land $55,000 Building $221,500	$276,500 (+49.95%) Land $55,000 Building $221,500
2023	$1,703.00	$184,400 Land $50,000 Building $134,400	$184,400 Land $50,000 Building $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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