8905 Spring Valley Dr, Mentor, OH 44060 Property Records

Lake County property record for 8905 Spring Valley Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,347 sqft · built 1956
Lot Size	0.717 acres (31,250 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jul 2026)
Tax Bill	$8,763 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-B-052-K-00-009-0`

Property Details

APN / Parcel Number

Primary APN	`16-B-052-K-00-009-0`
Alternative APN	`15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,347 sqft Living Area
1st Floor Area	1,513 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,250 sqft (0.717 acres)
Lot Dimensions	250 ft deep x 125 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	214 sqft
Deck Area	280 sqft
Patio Area	154 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8905 SPRING VALLEY DR
City	MENTOR
State	OH
Zip	44060-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 9 TRACT 7
Legal Subdivision	ELMBROOK HOMESITES SUBDIVISION NO. 2
Legal Tract	7
Legal Block	1
Legal Lot Number	9
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	1
Census Block	1003
Census Tract	203400

Owner

8905 Spring Valley Dr is owned by two individuals who bought it in July 2026.

Source: Lake County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2577 EXETER RD, CLEVELAND HEIGHTS, OH 44118-4243
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Apr 2, 1985
Deed Document Number	202615261
Prior Transfer Date	Jun 20, 2024
Prior Transfer Doc	0000011976
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 13, 2026
Property Address	8905 SPRING VALLEY DR, MENTOR, OH 44060-5056
Document Number	0000015261
Instrument Date	Jul 10, 2026
Instrument	202615261
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2577 EXETER RD, CLEVELAND HEIGHTS, OH 44118-4243

Mortgage

Document Number	0000015262,
Date	Jul 13, 2026
Instrument	202615262

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8905 SPRING VALLEY DR, MENTOR, OH 44060-5056
Document Number	0000002245
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 SPRING VALLEY DR MENTOR OH 440605056, MENTOR, OH 44060-5056

Mortgage

Document Number	0000002245
Date	Jan 30, 2018
Instrument	2245

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,820 Land $23,220 Building $81,600	$299,490 Land $66,340 Building $233,150
2023	$8,763.00 (+144.57%) Homeowner's exemption Senior Citizen's exemption	$84,340 (-) Land $19,430 Building $64,910
2022	$3,583.00 Homeowner's exemption Senior Citizen's exemption	$84,340 Land $19,430 Building $64,910
2021			$240,960 Land $55,500 Building $185,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8905 Spring Valley Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2015)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8905 Spring Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Valley Dr

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