8905 S Emerald Ave, Chicago, IL 60620 Property Records

Cook County property record for 8905 S Emerald Ave, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1908
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Sep 2017)
Tax Bill	$779 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-04-117-003`

Property Details

APN / Parcel Number

Primary APN	`25-04-117-003`
Alternative APN	`25-04-117-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	8905 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60620-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(PART) OF (SOUTH)(ENGLEWOOD) IN NW SEC 04-37-14
Legal Range	14E
Legal Township	37N
Legal Section	04
Legal Subdivision	PART OF SOUTH ENGLEWOOD
Legal Block	23
Legal Lot Number	43,44
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2027
Census Tract	711500

Owner

Source: Cook County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8905 S EMERALD AVE, CHICAGO, IL 60620-2635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 6, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	201715104
Last Transfer Date	Jun 30, 2021
Transfer Doc	0000039116
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jul 23, 2021
Property Address	8905 S EMERALD AVE, CHICAGO, IL 60620-2635
Document Number	0020439116
Instrument Date	Jun 30, 2021
Instrument	2120439116
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8905 S EMERALD AVE, CHICAGO, IL 60620-2635

Mortgage

Document Number	0020439117
Date	Jul 23, 2021
Instrument	2120439117

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate	2.99%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 6, 2017
Property Address	8905 S EMERALD AVE, CHICAGO, IL 60620-2635
Document Number	1724915104
Instrument Date	Aug 4, 2017
Instrument	24915104
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 S JEFFERY BLVD CHICAGO IL 606494016, CHICAGO, IL 60649-4016

Mortgage

Document Number	1724915105
Date	Sep 6, 2017
Instrument	24915105

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate	4.25%

Mortgage

Document Number	1724915106,
Date	Sep 6, 2017
Instrument	24915106

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,800 (+4%) Land $4,788 Building $5,012	$98,000 (+4%) Land $47,880 Building $50,120
2023	$779.00 (+5.56%)
2022	$738.00 (-0.27%) Homeowner's exemption	$7,000 (-) Land $3,780 Building $3,220	$70,000 (-) Land $37,800 Building $32,200
2021	$740.00 Homeowner's exemption	$7,000 Land $3,780 Building $3,220	$70,000 Land $37,800 Building $32,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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