8905 Reading Rd, Cincinnati, OH 45215 Property Records

Hamilton County property record for 8905 Reading Rd, Cincinnati, OH 45215

Property Summary

Property Type	Store with Apartments
Details	5.5 ba · 7,498 sqft · built 1905
Lot Size	0.223 acres (9,757 sqft)
Owner	Company Name on File
Last Sale	$465,000 (Aug 2019)
Tax Bill	$12,580 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0007-0114-00`

Property Details

APN / Parcel Number

Primary APN	`671-0007-0114-00`

Interior

Full Baths	5.5 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	7,498 sqft

Exterior

Year Built	Built 1905
Lot Area	9,757 sqft (0.223 acres)
Lot Dimensions	104 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	924 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8905 READING RD
City	CINCINNATI
State	OH
Zip	45215-3227
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	MAIN ST 83 X 104 IRR PT LOT 1 OLIVERS 2ND SUB
Legal Subdivision	OLIVERS 2ND SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	3
Census Block	3011
Census Tract	23201

Owner

Source: Hamilton County records · APN 671-0007-0114-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8911 READING RD, CINCINNATI, OH 45215-3257
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Sep 04, 2001 · Amount on Record
Deed Document Number	0000071515
Deed Book / Page	13988 / 01546
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 26, 2019
Property Address	8905 READING RD, CINCINNATI, OH 45215-3227
Document Number	0000071515
Book / Page	13988 / 01546
Instrument Date	Aug 26, 2019
Instrument	2019-0071515
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8911 READING RD, READING, OH 45215-3257
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071516
Date	Aug 26, 2019
Book Page	13988/01550
Instrument	2019-0071516

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	HAMILTON, OH 45011

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2039

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,580.00 (+0.22%)	$150,570 (+%) Land $16,103 Building $134,467
2024	$12,552.00 (-0.19%)	$150,569 (-) Land $16,103 Building $134,466
2023	$12,576.00 (-11.42%)	$150,569 (+2.87%) Land $16,103 Building $134,466	$430,200 (+2.87%) Land $46,010 Building $384,190
2022	$14,197.00	$146,370 Land $12,782 Building $133,588
2020			$418,200 Land $36,520 Building $381,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 532 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	READING CITY PWS serves 9,506 people
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.