8905 Oakridge Rd, Bonham, TX 75418 Property Records

Fannin County property record for 8905 Oakridge Rd, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,742 sqft · built 1991
Lot Size	1.15 acres (50,486 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9597-000-0100-05`

Property Details

APN / Parcel Number

Primary APN	`9597-000-0100-05`
Alternative APN	`92891`

Interior

Full Baths	2 Baths
Building Area	1,742 sqft Living Area
1st Floor Area	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	50,486 sqft (1.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	215 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9597-000-0100-05
Street Address	8905 OAKRIDGE RD
City	BONHAM
State	TX
Zip	75418-5183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SHORE CIRCLE ADDN, LOT 10, ACRES 1.159
Legal Subdivision	NORTH SHORE CIRCLE SUB OF LAKE BONHAM
Legal Lot Number	10
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	4
Census Block	4012
Census Tract	950800

Owner

Source: Fannin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8905 OAKRIDGE RD, BONHAM, TX 75418-5183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 20, 2022	Lease, Transfer COREY TITLE COMPANY, COLE TITLE CO
May 11, 2022	Warranty Deed, Transfer COREY TITLE COMPANY, COLE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022
Deed Sale	May 11, 2022
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	20223757
Prior Transfer Date	Apr 23, 2014
Prior Transfer Doc	01736/0001
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	8905 OAKRIDGE RD, BONHAM, TX 75418-5183
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02070/0266
Date	Aug 30, 2018
Book Page	2070/0266
Instrument	2018-5146

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

May 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	FANNIN TX
Recording Date	May 20, 2022
Property Address	8905 OAKRIDGE RD, BONHAM, TX 75418-5183
Document Number	2022004015
Instrument Date	May 10, 2022
Instrument	2022004015
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8705 OAKRIDGE RD, 8705, BONHAM, TX 75418-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 OAKRIDGE RD, BONHAM, TX 75418-5183

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	May 11, 2022
Property Address	8905 OAKRIDGE RD, BONHAM, TX 75418-5183
Document Number	2022003757
Map Reference	VOL 673 PG 367
Instrument Date	May 10, 2022
Instrument	2022003757
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8705 OAKRIDGE RD, 8705, BONHAM, TX 75418-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 OAKRIDGE RD, BONHAM, TX 75418-5183

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,930.00 (+40.06%) Homeowner's exemption Senior Citizen's exemption	$354,810 (-0.08%) Land $106,840 Building $247,970	$354,810 (-0.08%) Land $106,840 Building $247,970
2024	$3,520.00 (-0.11%)
2023		$355,080 Land $112,180 Building $242,900	$355,080 Land $112,180 Building $242,900
2018	$3,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	25 (1990–2018)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2018 · 10 claims Severe Storms, Tornadoes & Flooding, May 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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