8905 Nepahwin Dr, Clarkston, MI 48348 Property Records

Oakland County property record for 8905 Nepahwin Dr, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,423 sqft · built 1977
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2020)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-11-431-008`

Property Details

APN / Parcel Number

Primary APN	`J-08-11-431-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,423 sqft Living Area
1st Floor Area	1,423 sqft
Basement Area	1,423 sqft
Finished Basement	1,423 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	11,108 sqft (0.255 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	176 sqft
Patio Area	661 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8905 NEPAHWIN DR
City	CLARKSTON
State	MI
Zip	48348-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 11 THENDARA PARK COUNTRY CLUB LOTS 4 & 5 BLK 13
Legal Range	9E
Legal Township	4N
Legal Section	11
Legal Subdivision	THENDARA PARK COUNTRY CLUB
Legal Block	13
Legal Lot Number	4-5
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3018
Census Tract	127000

Owner

8905 Nepahwin Dr is owned and occupied by an individual who bought it in September 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	8905 NEPAHWIN DR, CLARKSTON, MI 48348-3339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Document Number	2020181527
Deed Book / Page	54794 / 545
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8905 NEPAHWIN DR, CLARKSTON, MI 48348-3339
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 NEPAHWIN DR, CLARKSTON, MI 48348-3339

Mortgage

Document Number	0000046932
Date	Apr 27, 2023
Book Page	58570/184
Instrument	46932

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8905 NEPAHWIN DR, CLARKSTON, MI 48348-3339
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 NEPAHWIN DR, CLARKSTON, MI 48348-3339

Mortgage

Document Number	0000292163
Date	Jan 12, 2022
Book Page	57278/101
Instrument	292163

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 9, 2020
Property Address	8905 NEPAHWIN DR, CLARKSTON, MI 48348-3339
Document Number	0000181527
Book / Page	54794 / 545
Map Reference	LIB 38 PG 40
Instrument Date	Aug 28, 2020
Instrument	181527
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8905 NEPAHWIN DR, 8905, CLARKSTON, MI 48348-3339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41284 BELVIDERE ST, HARRISON TWP, MI 48045-1403

Mortgage

Document Number	5479400547
Date	Sep 9, 2020
Instrument	54794/00547

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8905 Nepahwin Dr was $3,092 with a homeowner's exemption, down 36.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,092.00 (-36.51%) Homeowner's exemption	$162,700 Land $29,000 Building $133,700	$325,400 Land $58,000 Building $267,400
2024	$4,870.00
2023		$137,300 Land $24,900 Building $112,400	$274,600 Land $49,800 Building $224,800
2022	$4,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8905 Nepahwin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8905 Nepahwin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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