8905 Cherry Rd, Vermilion, OH 44089 Property Records

Erie County property record for 8905 Cherry Rd, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,639 sqft · built 1983
Lot Size	2.33 acres (101,495 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2019)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01676-000`

Property Details

APN / Parcel Number

Primary APN	`12-01676-000`
Alternative APNs	`001281-8` `000707-9` `1201676`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,639 sqft Living Area
1st Floor Area	1,495 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	101,495 sqft (2.33 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	362 sqft
Deck Area	Deck Area
Patio Area	519 sqft
Shed	1 Shed
Shed Area	48 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	001281-8
Street Address	8905 CHERRY RD
City	VERMILION
State	OH
Zip	44089-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-7-W SIDE OF CHERRY RD 2.332A
Legal Subdivision	VERMILION SEC #2
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	1
Census Block	1034
Census Tract	40200

Owner

Source: Erie County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8905 CHERRY RD, VERMILION, OH 44089-9309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 1, 2019	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	20193186
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	8905 CHERRY RD, VERMILION, OH 44089-9309
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 CHERRY RD, VERMILION, OH 44089-9309

Mortgage

Document Number	0000003032
Date	Mar 28, 2022
Instrument	202203032

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 1, 2019
Property Address	8905 CHERRY RD, VERMILION, OH 44089-9309
Document Number	0000003186
Instrument Date	Apr 30, 2019
Instrument	201903186
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 CHERRY RD, VERMILION, OH 44089-9309

Mortgage

Document Number	0000003187
Date	May 1, 2019
Instrument	201903187

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Vermilion Township
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (-3.1%)	$85,578 (-) Land $16,751 Building $68,827
2024	$3,125.00 (+11.73%) Homeowner's exemption	$85,578 (+25.52%) Land $16,751 Building $68,827	$244,510 (+25.52%) Land $47,860 Building $196,650
2023	$2,797.00 (-1.2%) Homeowner's exemption	$68,180 (-) Land $13,188 Building $54,992
2022	$2,831.00 Homeowner's exemption	$68,180 Land $13,188 Building $54,992
2021			$194,800 Land $37,680 Building $157,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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