8905 Brook Trout Ln, Willow Spring, NC 27592 Property Records

Wake County property record for 8905 Brook Trout Ln, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,430 sqft · built 2022
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$383,500 (Oct 2022)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0695.03-20-3990-000`

Property Details

APN / Parcel Number

Primary APN	`0695.03-20-3990-000`
Alternative APNs	`0695.03-20-3990 0485281` `0695203990` `0485281`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,430 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0485281
Street Address	8905 BROOK TROUT LN
City	WILLOW SPRING
State	NC
Zip	27592-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO33 FISH HAWK RANCH PH2 BM2021-00988
Legal Subdivision	FISH HAWK RANCH PH2
Legal Phase	2
Legal Lot Number	33
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	2
Census Block	2011
Census Tract	52901

Owner

Source: Wake County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 BROOK TROUT LN, WILLOW SPRING, NC 27592
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 28, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	8905 BROOK TROUT LN, WILLOW SPRING, NC 27592-3320
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 BROOK TROUT LN, WILLOW SPRING, NC 27592-3320

Mortgage

Document Number	19218/2218
Date	Dec 12, 2022
Book Page	19218/2218

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 28, 2022
Property Address	8905 BROOK TROUT LN, WILLOW SPRING, NC 27592-3320
Document Number	0019185/23
Book / Page	19185 / 23
Map Reference	MB 2021 PG 987-989
Instrument Date	Oct 18, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2411 ROBESON ST, FAYETTEVILLE, NC 28305-5576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 BROOK TROUT LANE, WILLOW SPRING, NC 27592

Mortgage

Document Number	0001918525
Date	Oct 28, 2022
Instrument	19185/25

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 (+12.4%)	$398,112 (+37.14%) Land $80,000 Building $318,112	$398,112 (+37.14%) Land $80,000 Building $318,112
2023	$2,283.00	$290,297 Land $50,000 Building $240,297	$290,297 Land $50,000 Building $240,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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