Indian River County property record for 8905 22nd St, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,375 sqft · built 1976 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Mar 2018) |
| Tax Bill | $1,740 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-38-02-00003-0240-00003.0 |
| Primary APN | 33-38-02-00003-0240-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,375 sqft Living Area |
| 1st Floor Area | 1,375 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Area | 275 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 220 sqft |
| Patio Area | 176 sqft |
| Utility Building | 80 sqft |
| Street Address | 8905 22ND ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-5097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PARADISE PARK UNIT NO 2 IRF BLK X LOTS 3 & 4 PBI 3-77 |
| Legal Range | 38E |
| Legal Township | 33S |
| Legal Section | 02 |
| Legal Subdivision | PARADISE PARK UNIT NO 2 |
| Legal Block | X |
| Legal Lot Number | 3,4 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 50907 |
8905 22nd St is owned and occupied by two individuals who bought it in March 2018.
Source: Indian River County records, as of March 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Intrafamily Transfer, Transfer |
| Jan 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 16, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Prior Sale | Mar 4, 2015 · Amount on File |
| Deed Document Number | 201815898 |
| Deed Book / Page | 3100 / 965 |
| Prior Transfer Date | Jul 15, 2008 |
| Prior Transfer Doc | 0022832035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 18, 2026 |
| Property Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Document Number | 0038390072 |
| Book / Page | 3839 / 72 |
| Map Reference | MB 3 PG 77 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 3120260007501 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Name | Verified Name |
|---|---|
| Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Investor | Possibly a Property Investor |
| Document Number | 0036720053 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | 3672/53 |
| Instrument | 3120240001144 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Investor | Possibly a Property Investor |
| Document Number | 0034722101 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 3472/2101 |
| Instrument | 3120210071265 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 8905 22ND ST, VERO BEACH, FL 32966-5097 |
| Document Number | 0031000965 |
| Book / Page | 003100 / 000965 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 15898 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 N GRAND AVE WHITE CITY KS 66872, WHITE CITY, KS 66872 |
| Investor | Possibly a Property Investor |
| Document Number | 31000967 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 003100/000967 |
| Instrument | 15899 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2048 |
The 2025 property tax bill for 8905 22nd St was $1,740 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,740.00 Homeowner's exemption | $135,043 | $246,905 Land $46,410 Building $200,495 |
| 2023 | $1,398.00 (+3.4%) | $127,414 (+3%) | $242,325 (+26.47%) Land $59,946 Building $182,379 |
| 2022 | $1,352.00 | $123,703 | $191,608 Land $35,581 Building $156,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8905 22nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8905 22nd St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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